Make, move, and manage your money with Wave

As your business grows, Wave is there to grow with you.

Track income and expenses

Powerful and secure bank connections let you easily keep track of where your money is coming and going.

Send invoices and get paid faster

Professional and customizable invoices that are quick and easy to create, with the option for convenient online payments.

See your finances all in one place

Gain valuable insight into your business health with our intuitive dashboards and comprehensive reports.

Wave has become a wildly popular, free accounting app. It’s a great option for small businesses looking to get started with an easy-to-use accounting app without spending a dime.

Everything you need in one place.

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Why Wave

Take control of your business finances

The most important thing you can do is know your business inside and out. With Wave, you can be confident that every decision you make is informed by facts and figures that you understand.

Frequently Asked Questions

Is your software actually free?

Yes! Our invoicing, accounting, and US-only banking software is 100% free—no trials, subscriptions, or hidden fees.

What’s the catch—how does Wave make money?

Wave makes money through our optional, paid money management products. Depending on your business needs, you can choose to pay for online payment processing, payroll, and 1:1 advisors. This allows our core software—invoicing, accounting, and business banking (currently only available to sole proprietors in the US)—to always be free.

Do I need to enter my credit card details to sign up?

Put your wallet away. You won’t need to enter a credit card unless you want to use our payroll service. Just create your account and get started for free.

Do I need to install any software?

Wave is 100% web-based, so you just need an Internet connection and browser. You can, however, download and install our mobile invoicing app for iOS and Android.

Is my data secure?

Completely. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

Do you provide customer support?

We provide different levels of support for customers who use different parts of Wave. Full details on how Wave support works are available here.

Everything you need to confidently run your business.

Accounting & invoicing software for small business, packed with features, always 100% free.