Wave vs. Sage

Everything you need to confidently run your business.

Try Wave for free

Wave vs. Sage

With Wave, you don’t need to choose the package that’s right for you. Invoicing and accounting (plus much more) are free and unlimited for everyone.


Sage (all plans)

Free forever
Track income and expenses
Some paid plans
Capture and organize receipts
Some paid plans
Track sales taxes
Unlimited invoicing
Invoice customization
Unlimited vendors and customers
Some paid plans
Connect your bank account
Payments processing
1% per bank payment (ACH/EFT); 2.9% + 60¢ per transaction for all credit cards, 3.4% + 60¢ for American Express
2.9% + 30¢ per transaction for all credit cards, plus monthly fees
Manage and pay bills
Unlimited estimates
Add partners or accountants as collaborators
Accountant-approved reporting
Some paid plans

Customers love Wave

4.4 out of 5 stars based on user reviews collected by G2Crowd as of Spring 2022.

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4.4 out of 5 stars

This app is exactly what I’ve been waiting for. I’ve tried all the other invoicing apps and none come close to the overall functionality and polish of Wave.

Everything you need to confidently run your business.

Try Wave for free

Wave vs. Sage

Here's why we think you'll love Wave


Powerful, cloud-based accounting software that perfectly integrates with Wave’s suite of free tools to help you run your business better. Unlimited, secure and reliable bank connections, free of charge. Designed to be easy for freelancers and small business owners to use, while making accountants happy with robust reports and functionality.


Professional, customizable invoices that are quick and easy to create. Send invoices on the go using Wave’s iOS and Android apps, which automatically sync to your accounting records so your bookkeeping is already done. Send unlimited recurring invoices to as many customers as you want—all free.


Flexible billing to suit any customer. Time-saving features like scheduled payment reminders and automatic credit card payments. Connects seamlessly with Wave’s free invoicing and accounting software, so you’ll always have the information you need in one place. Pay only 2.9% + 60¢ per transaction with no subscription fees or hidden charges (3.4% + 60¢ per transaction for American Express cards).

1 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit Pricing for details.

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