I do what I love. Wave does the rest.

Wave customer Malcolm Vaughan, owner, Sanction Skate & Snow

We're here to set you free

Wave makes it easy to be your own boss. Just do what you're good at, and lean on Wave's smart online software for help with invoicing, accounting and payroll.

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Meet the Wave family

We know small business. So Wave has everything you need, with no confusing clutter.

Unlimited invoicing, absolutely free

Send customized, professional invoices, and get paid fast. It's free, no matter how many customers you have, or how many invoices you send.

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Easy accounting, 100% free

Do all your accounting and bookkeeping, quickly and easily, and never pay a cent. Real double-entry accounting that actually makes sense to non-accountants.

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Payroll that's guaranteed

Deductions and tax calculations, guaranteed accurate? Check. Direct deposit? Check. Everything made easy? Check. All for $5 or less per employee per month.

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Accept credit cards, get paid even faster!

Add a "Pay Now" link on your invoices and accept credit card payments instantly. With our simplified application process, you'll be running in a snap, with a super-low, easy-to-understand flat fee.

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Personal finance, too!

Keep track of your personal finances and investments. Track stocks, and set budgets so you can spend smarter. Everything you need to know about your money now lives in one place.

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Full List of Features
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invoicing, accounting, payroll, payments and personal finance software ›

Everything you need in one place

Running your business is easier when your tools play nice with each other. With invoicing, accounting, payroll and even payment processing in one application, you're always organized and up to date. As your business grows, Wave grows with you. Use only what you need today, don't pay for anything you don't want. Doesn't that just make more sense?



We lock down and guard our servers, use 256-bit encryption, and automatically back up all your valuable data.

The real deal

Wave is accountant-approved, with real double-entry accounting and guaranteed-accurate payroll.

In the cloud

Get stuff done wherever you want, on any computer, and your files are always up to date. Nothing to install or upgrade, ever.


Work with your accountant or business partners remotely, in real time. Get more done, with less effort.


Wave is full of time-saving tools: bank data connections, receipt scanning, integrations with services like Shoeboxed, and more.

Data backup

Your mission-critical data is backed up automatically, so you stay in business even if your computer takes a holiday.