Empowering small business owners every step of the way
Award-winning financial software designed for entrepreneurs
The better way to make, move and manage your money
Every Wave product you use brings you closer to a complete picture of financial success.
Accounting software that works as hard as you do
FreeTruly understand and manage your income and expenses. Track everything and connect to other Wave products such as payroll, payments, and invoicing. Everything is automated and in one perfect package.
Create professional invoices for free
FreeEvery invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Payment solutions for your business
Pay-per-useGet paid in as fast as 2 business days, enhance your brand, and look more professional when you enable Payments by Wave. Accept credit cards and bank payments on your invoices for as little as 1% per transaction.
Simplify your payroll experience
MonthlyManaging payroll can be tedious and time-consuming, but it doesn’t have to be. Run your payroll in minutes, with 100% guaranteed accuracy, and say goodbye to the unnecessary stress of payroll taxes.
Your business is your passion
Our passion is to build a suite of products that work seamlessly together to simplify the lives of business owners like you.
Accounting Free
Truly understand and manage your income and expenses. Track everything and connect to other Wave products such as payroll, payments, and invoicing. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Payments Pay-per-use
Get paid in as fast as 2 business days, enhance your brand, and look more professional when you enable Payments by Wave. Accept credit cards and bank payments on your invoices for as little as 1% per transaction.
Payroll Monthly
Managing payroll can be tedious and time-consuming, but it doesn’t have to be. Run your payroll in minutes, with 100% guaranteed accuracy, and say goodbye to the unnecessary stress of payroll taxes.
Accounting Free
Truly understand and manage your income and expenses. Track everything and connect to other Wave products i.e. Payments and Invoicing. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Payments Pay-per-use
Get paid in just 2-7 business days, enhance your brand and look more professional when you enable Payments by Wave.
Accounting Free
Truly understand and manage your income and expenses. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Have a trusted advisor by your side
Wave offers accounting coaching and bookkeeping services to help manage your finances. We call it Wave Plus.
"Not only is Wave the best free small business accounting website, but it's one of the best online resources period for its target small business audience."
Create your free Wave account
"Thank you @WaveHQ for taking the pain out of accounting & invoicing. Simplicity of use meets perfect design - kudos to your UX team ! Saving me from Quickbooks, Xero, Zoho."
We believe in the grit, determination, and passion that’s in every entrepreneur
Be inspired by other Wavers who are pursuing their dreams and succeeding on their own terms.
Build skills. Get inspired. Empower yourself. It's all here.
The complete guide to cash flow for small businesses
Empower yourself with our Fearless Accounting Guide
The complete guide to getting paid
Wave Community
Deepen your knowledge, share your ideas, and tell us what you think by joining discussions with other business owners.
Help Center
All the support tools you need in one place. Get the answers you need to successfully use Wave.
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Is your software actually free?
Yes really, no tricks! Our software is 100% free, no trials, no limitations, and no hidden fees. Use it as much as you want, for as long as you want, and we won’t charge a cent. Our free software includes invoicing, accounting, and receipt scanning.
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What’s the catch? How does Wave make money?
Wave makes money from financial services that make running your business faster. We offer payroll services in Canada and the U.S. at a super affordable price. We also allow businesses to accept payments online so you can get invoices paid faster; we charge a competitive 2.9% + 30¢ fee to process credit cards, and 1% for bank payments (where available).
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Is my data safe?
Completely safe. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
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Do I need to install any software?
Wave is 100% web-based, so you just need an internet connection and browser.
You can, however, download and install our mobile invoicing and receipt scanning apps for iOS and Android.
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Do I need to enter my credit card details to sign up?
Put your wallet away, you won’t need to enter in any credit card ever, unless you want to use our payroll service. Just create your account and get started for free.