Free financial software for small businesses
By signing up, you agree to the Terms of Use and Privacy Policy.
button to scroll down to the content of the page
Not only is Wave the best free small business accounting website, but it's one of the best online resources period for its target small business audience.
Look professional and get paid
Create and send professional invoices, estimates and receipts in seconds. Track the status of your invoices and payments so you can know when to expect money in your bank account.
Fuel your business, boost your bottom line
Accept credit cards to get paid faster. Most invoices paid by credit card get paid in 2 business days or less. You and your customers will love the convenience.
Accept credit cards and bank payments to get paid faster online. Most invoices paid online get paid in 2 business days or less. You and your customers will love the convenience.
Stay organized and run a better business
Track income and expenses effortlessly, with receipt scanning tools and bank connections. Eliminate manual data entry, stop worrying about missing transactions, and be ready for tax time without stress.
Understand your business better with useful reports and dashboards, too.
Pay your team easily from anywhere
Take away the stress of payroll taxes and calculations. Pay your team effortlessly, with guaranteed accuracy. Use direct deposit and online pay stubs to save you the run-around, and make your team happier, too.
Revolutionary Pricing
We could charge 20 bucks a month like everyone else. But like you, we’re entrepreneurs and a little rebellious, so we’ve shaken up the status quo.
Wave’s software is 100% free.
Use Invoicing, Accounting, Receipt Scanning and more, with no limits and no fees.
Wave’s services are pay-as-you-go.
Credit Card Processing and Payroll
Payment Processing and Payroll are priced right for small businesses and entrepreneurs. Use what you need, only pay for what you use, with no surprises.
Frequently Answered Questions
These are the answers that our support team tell new customers everyday.
Yes really, no tricks! Our software is 100% free, no trials, no limitations and no hidden fees. Use it as much as you want, for as long as you want, we won’t charge a cent. Our free software includes invoicing, accounting and receipt scanning.
Wave makes money from financial services that make running your business faster. We offer payroll services in Canada and the U.S. at a super affordable price. We also allow businesses to accept payments online so you can get invoices paid fast; we charge a competitive 2.9% + 30¢ fee to process credit cards, and 1% for bank payments (where available).
Yes! We’re ready to answer all your questions with email support for all software (invoicing, accounting and receipt scanning). Live chat support is available for our paid financial services (Payments and Payroll).
Completely safe. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
We’ve got staying power. Wave has served over 3 million customers and tracked over $180 billion in income & expenses since 2010.
Wave is 100% web-based, so you just need an internet connection and browser.
You can, however, download and install our mobile invoicing and receipt scanning apps for iOS and Android.
Put your wallet away, you won’t need to enter in any credit card ever, unless you want to use our payroll service. Just create your account and get started for free.
Free financial software for small businesses
Track your expenses, send invoices, get paid and balance your books with Wave.
Get these great financial tools with your free Wave account
Our 100% free software
Invoicing
Create and send professional, branded invoices, estimates and receipts in seconds. Learn more.
Accounting
Connect your bank accounts, track your income and expenses, and be ready for tax time. Learn more.
Receipts
Record expenses on the go with our receipt scanning app that automatically connects to Wave. Learn more.
Our affordable services
Payments
Accept credit card and bank payments for as little as 1% per transaction. Learn more. Accept credit cards on your invoices and try automatic recurring billing for repeat customers. Learn more.
Payroll
Pay your staff and handle taxes easily with Wave’s payroll service. Learn more.
What people are saying about Wave
Not only is Wave the best free small business accounting website, but it's one of the best online resources period for its target small business audience.
– PC Mag
WOW, the @WaveHQ application just becomes slicker and slicker. Great job folks, new invoice to recurring in seconds. Love, love, LOVE it.
– Jonathan Bossenger,
Web developer
It is BANANAS how much easier & intuitive @WaveHQ is for human accounting, invoicing and payroll than Quickbooks. 💥
– Ash Ambirge,
The Middle Finger Project
Trust us to help you grow your business
Run your business better, for free.
By signing up, you agree to the Terms of Use and Privacy Policy.
