Manage your money like a boss

Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money tools.

An entrepreneur conductor with Wave's money management dashboards behind them.
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Manage your money like a boss

Wave is one-stop money management for small business owners.

Entrepreneur balancing tasks in yoga postGo to your account

Tools that help you make money moves

  • Stay in the driver's seat
  • Feel like a pro
  • Breathe that sigh of relief

Look professional with customizable invoices

Create beautiful, free invoices that reflect your business branding. Automate overdue reminders, set up recurring bills, and add notes or terms of service with ease.

Enjoy customers paying you 3X faster when you enable online payments

Allow your customers to pay your invoices immediately via credit card, secure bank payment (ACH/EFT), or Apple Pay. You’ll both appreciate the speed and convenience.

Save time with automated accounting

Wave invoices are integrated with our free accounting software, so payments are recorded and categorized for you - which means less bookkeeping and tax season prep.

One less thing to worry about

Your free Wave account gets you access to all this and more:

  • Heart icon

    A user-friendly dashboard built for you, not your accountant.

  • Folder icon

    Peace of mind that you’re always organized ahead of tax season.

  • Plant icon

    A complete picture of your business health, wherever you are.

  • Icon of several people

    Our in-house team of bookkeeping, accounting, and payroll coaches.

Everything you need.
Nothing you don't.

Invoicing
Payments
Accounting
Banking
Payroll
Advisors

Invoicing

Stop chasing clients for money

Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the low, low price of FREE.

Learn more about Invoicing
Wave Payments Features

Payments

Get paid faster

Convenience is everything. Give your customers the option of paying with one click using a credit card, bank transfer, or Apple Pay.

Learn more about Payments

Accounting

Track your income & expenses, painlessly

Monitor your cash flow, stay organized, and stop sweating tax season. Say #sorrynotsorry to your spreadsheets and shoeboxes.

Learn more about Accounting
mobile with banking app open with image of a notification and the Wave Money card

Banking

Bye bye bookkeeping

Wave Money automatically syncs your expenses and income with our accounting software. We accept thank yous in the form of giant cookies.

Learn more about Banking
Wave Payroll Features and Dashboard

Payroll

Pay your staff, and yourself, in minutes

Didn't go to school for payroll? No worries. We built our Payroll tool for small business owners, so it’s easy to use AND teaches you as you go.

Learn more about Payroll
Illustration showing mentor profile

Advisors

Get by with a little 1:1 help

Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is standing by to coach you—or do the work for you.

Learn more about Wave Advisors

Everything you need.
Nothing you don't.

Invoicing

Screenshot of invoicing dashboard
Stop chasing clients for money

Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the low, low price of FREE.

Learn more about Invoicing

Payments

Illustration showing software payments feature
Get paid faster

Convenience is everything. Give your customers the option of paying with one click using a credit card, bank transfer, or Apple Pay.

Learn more about Payments

Accounting

Illustration showing software accounting features
Track your income & expenses, painlessly

Monitor your cash flow, stay organized, and stop sweating tax season. Say #sorrynotsorry to your spreadsheets and shoeboxes.

Learn more about Accounting

Banking

mobile with banking app open with image of a notification and the Wave Money card
Bye bye bookkeeping

Wave Money automatically syncs your expenses and income with our accounting software. We accept thank yous in the form of giant cookies.

Learn more about Banking

Payroll

Pay your staff, and yourself, in minutes

Didn't go to school for payroll? No worries. We built our Payroll tool for small business owners, so it’s easy to use AND teaches you as you go.

Learn more about Payroll

Advisors

Illustration showing Wave advisor with button saying approve payroll
Get by with a little 1:1 help

Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is standing by to coach you—or do the work for you.

Learn more about Wave Advisors
Small business owners who use Wave for money management

Wave has helped over 2,000,000 North American small business owners take control of their finances.

Built for small business owners like you

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Freelancers
Wave helps freelancers manage their money
Create and send professional invoices in minutes.
Contractors
A contractor using Wave to manage their money.
Track your business expenses with our free accounting tools.
Consultants
A consultant using Wave to manage their money
Set up recurring invoices and payments for retainer clients.
Self-employed entrepreneurs
Self Employed Entrepreneurs using Wave to manage their money
Pay your staff (and yourself!) with confidence.

How much does Wave cost?

Tell me more
Invoicing
Free
Accounting
Free
Banking
Free
Payments
pay-per-use
Mobile receipts
monthly or yearly
Payroll
Monthly
Advisors
Pick A plan

Frequently Asked Questions

Is your software actually free?

What’s the catch—how does Wave make money?

Is Wave's software something I need to install?

Is my data secure when I use Wave?

Do you provide customer support?

Do what you love. Leave the rest to us.
Let's do this