Empowering small business owners every step of the way
Free financial software for small businesses
Millions of small businesses have used Wave to track expenses, send invoices, get paid and balance their books.
As an entrepreneur, your business is your passion
Our passion is to build a suite of products that work seamlessly together to simplify the lives of business owners like you.
Accounting Free
Truly understand and manage your income and expenses. Track everything and connect to other Wave products such as payroll, payments, and invoicing. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Payments Pay-per-use
Get paid in as fast as 2 business days, enhance your brand, and look more professional when you enable Payments by Wave. Accept credit cards and bank payments on your invoices for as little as 1% per transaction.
Payroll Monthly
Managing payroll can be tedious and time-consuming, but it doesn’t have to be. Run your payroll in minutes, with 100% guaranteed accuracy, and say goodbye to the unnecessary stress of payroll taxes.
Accounting Free
Truly understand and manage your income and expenses. Track everything and connect to other Wave products i.e. Payments and Invoicing. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Payments Pay-per-use
Get paid in just 2-7 business days, enhance your brand and look more professional when you enable Payments by Wave.
Accounting Free
Truly understand and manage your income and expenses. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Have a trusted advisor by your side
Wave offers accounting coaching and bookkeeping services to help manage your finances. We call it Wave+.
We believe in the grit, determination, and passion that’s in every entrepreneur
Be inspired by other Wavers who are pursuing their dreams and succeeding on their own terms.
Build skills. Get inspired. Empower yourself. It's all here.
Wave Community
Deepen your knowledge, share your ideas, and tell us what you think by joining discussions with other business owners.
Help Center
All the support tools you need in one place. Get the answers you need to successfully use Wave.
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Is your software actually free?
Yes really, no tricks! Our software is 100% free, no trials, no limitations, and no hidden fees. Use it as much as you want, for as long as you want, and we won’t charge a cent. Our free software includes invoicing, accounting, and receipt scanning.
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What’s the catch? How does Wave make money?
Wave makes money from financial services that make running your business faster. We offer payroll services in Canada and the U.S. at a super affordable price. We also allow businesses to accept payments online so you can get invoices paid faster; we charge a competitive 2.9% + 30¢ fee to process credit cards, and 1% for bank payments (where available).
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Is my data safe?
Completely safe. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
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Is Wave going to be around?
We’ve got staying power. Wave has served over 3.5 million customers and tracked over $180 billion in income & expenses since 2010.
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Do I need to install any software?
Wave is 100% web-based, so you just need an internet connection and browser.
You can, however, download and install our mobile invoicing and receipt scanning apps for iOS and Android.
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Do I need to enter my credit card details to sign up?
Put your wallet away, you won’t need to enter in any credit card ever, unless you want to use our payroll service. Just create your account and get started for free.