Free financial software for small businesses

Track your expenses, send invoices, get paid and balance your books with Wave.

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PC Mag Editor's Choice
Not only is Wave the best free small business accounting website, but it's one of the best online resources period for its target small business audience.

Look professional and get paid

Create and send professional invoices, estimates and receipts in seconds. Track the status of your invoices and payments so you can know when to expect money in your bank account.

Learn more about Invoicing

Fuel your business, boost your bottom line

Accept credit cards to get paid faster. Most invoices paid by credit card get paid in 2 days or less. You and your customers will love the convenience. Accept credit cards and bank payments to get paid faster. Most invoices paid online get paid in 2 days or less. You and your customers will love the convenience.

Learn more about Payments

Stay organized and run a better business

Track income and expenses effortlessly, with receipt scanning tools and bank connections. Eliminate manual data entry, stop worrying about missing transactions, and be ready for tax time without stress.

Understand your business better with useful reports and dashboards, too.

Learn more about Accounting

Pay your team easily from anywhere

Take away the stress of payroll taxes and calculations. Pay your team effortlessly, with guaranteed accuracy. Use direct deposit and online pay stubs to save you the run-around, and make your team happier, too.

Learn more about Payroll

Revolutionary Pricing

We could charge 20 bucks a month like everyone else. But like you, we’re entrepreneurs and a little rebellious, so we’ve shaken up the status quo.

Wave’s software is 100% free.
Use Invoicing, Accounting, Receipt Scanning and more, with no limits and no fees.

Wave’s services are pay-as-you-go.
Credit Card Processing and Payroll Payment Processing and Payroll are priced right for small businesses and entrepreneurs. Use what you need, only pay for what you use, with no surprises.

Learn More About Pricing
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I love that Wave is a simple, one-stop shop for my business. I can keep track of all of my payments, bills, expenses, etc. in one place with zero fees.
Jessica Today , Jessica Today Designs
Google Play Store
This app is exactly what I’ve been waiting for. I’ve tried all of the other invoicing apps, and none come close to the overall functionality and polish that Wave has put into this app.
Wwfaddict99 Apple App Store
Google Play Store
“I was tired of [using] Quickbooks Online. This is way better software and runs circles around the competition. … As a small business owner, this is awesome value.
Apple App Store Review
Google Play Store
This app is sensational! ...Seriously though if you are a small business - get this app. You can’t imagine how simple this app makes keeping track of your invoices! Thank you Wave!
App Store review, iTunes
@FUERTESKNIGHT on Twitter
highly recommend @WaveHQ if you're freelance as it does passive aggressive late payment reminders for you :')
@FUERTESKNIGHT, Twitter
@matthewmcguire on Twitter
Looking to get away from companies like @Nutcache? It looks like @wavehq has a great product.
@matthewmcguire
Google Play Store
Absolutely the best app when it comes to finance management, and it’s free. Better than some paid apps, it’s online, and features are regularly updated. Can’t get better than that.
N.D. Google Play Store
Google Play Store
This application blows the doors off FreshBooks. I have been using FreshBooks for years and have paid them hundreds of dollars in software use fees. Wave's full of awesome tools. [Wave’s] focus on details, user experience, layout, color, all get a thumbs up from this website developer!
P.D. Google Play Store
Google Play Store
Entrepreneur’s dream. With Wave I dramatically improved my business this year. And now they have made it easy-peasy to send invoices and stay on top of my cash-in wherever and whenever. ...I really appreciate how fast it is now to send an invoice (and get paid!) as soon as the contract is signed, product delivered, or service complete.
M.E. Google Play Store
@crystalcrichard on Twitter
Dear @WaveHQ - you have been one of the greatest parts of entrepreneurship so far. Never leave me. 💌
@crystalcrichard, Twitter
small business owner Sonia Strobel
We have used Wave payroll for several years both to pay our employees in our small business and also to pay our our full time nannies. It has made payroll, CRA remittances, issuing T4s and ROEs much easier. We will certainly recommend Wave to other friends paying nannies or for friends who also run businesses!
Sonia Strobel
Wave customer invoices in different currencies
My fav tool for invoicing & accounting is Wave. Totally free. Easy-to-use. And I love the interface. Check it out!
Julienne Desjardins, Digital Marketer
Omar Ochoa, Valpak of Greater Houston
Wave = Love. I never knew what I was missing before I tried Wave Payments. Chasing money and doing the books is awful. With Wave Payments, business is fun again.
Omar Ochoa, Valpak of Greater Houston
Kelvyn, KSDigital
My business is able to accept credit cards through my free accounting software from @WaveHQ and the charges are lower than PayPal.
Kelvyn, KSDigital

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