Manage your money like a boss
Wave is one-stop money management for small business owners.
Manage your money like a boss
Wave is one-stop money management for small business owners.
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Go to your accountOne less thing to worry about
Your free Wave account gets you access to all this and more:
A user-friendly dashboard built for you, not your accountant.
Peace of mind that you’re always organized ahead of tax season.
A complete picture of your business health, wherever you are.
Our in-house team of bookkeeping, accounting, and payroll coaches.
Invoicing
Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the low, low price of FREE.
Payments
Convenience is everything. Give your customers the option of paying with one click using a credit card, bank transfer, or Apple Pay.
Accounting
Monitor your cash flow, stay organized, and stop sweating tax season. Say #sorrynotsorry to your spreadsheets and shoeboxes.
Banking
Wave Money automatically syncs your expenses and income with our accounting software. We accept thank yous in the form of giant cookies.
Payroll
Didn't go to school for payroll? No worries. We built our Payroll tool for small business owners, so it’s easy to use AND teaches you as you go.
Advisors
Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is standing by to coach you—or do the work for you.
Everything you need.
Nothing you don't.
Invoicing
Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the low, low price of FREE.
Payments
Convenience is everything. Give your customers the option of paying with one click using a credit card, bank transfer, or Apple Pay.
Accounting
Monitor your cash flow, stay organized, and stop sweating tax season. Say #sorrynotsorry to your spreadsheets and shoeboxes.
Banking
Wave Money automatically syncs your expenses and income with our accounting software. We accept thank yous in the form of giant cookies.
Payroll
Didn't go to school for payroll? No worries. We built our Payroll tool for small business owners, so it’s easy to use AND teaches you as you go.
Advisors
Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is standing by to coach you—or do the work for you.
Wave has helped over 2,000,000 North American small business owners take control of their finances.
Built for small business owners like you
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How much does Wave cost?
Frequently Asked Questions
Is your software actually free?
Yes! Our invoicing, accounting, and US-only banking software is 100% free—no trials, subscriptions, or hidden fees.
What’s the catch—how does Wave make money?
Wave makes money through our optional, paid money management products. Depending on your business needs, you can choose to pay for online payment processing, payroll, and 1:1 advisors. This allows our core software—invoicing, accounting, and business banking (currently only available to sole proprietors in the US)—to always be free.
Do I need to install any software?
Is my data secure when I use Wave?
Completely. Our servers are protected physically and electronically. Any connections between you, your bank accounts, and Wave are protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
Do you provide customer support?
We provide different levels of support for customers who use different features and services from Wave. Full details on how Wave support works are available here.
