Inside work there is passion. Inside you there is a brave entrepreneur.

Go to your account

Manage your money like a boss

Simple bookkeeping and payment solutions for small business owners

Every Wave product you use brings you closer to a complete picture of financial success.

Accounting software that works as hard as you do

Free

Truly understand and manage your income and expenses. Track everything and connect to other Wave products such as payroll, payments, and invoicing. Everything is automated and in one perfect package.

Accounting cashflow

Create professional invoices for free

Free

Every invoice paid is positive incoming revenue for your business. Wave's invoice software enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.

Example of an invoice created with wave invoicing software

Simplify your payroll experience

Monthly

Managing payroll can be tedious and time-consuming, but it doesn’t have to be. Run your payroll in minutes, with 100% guaranteed accuracy, and say goodbye to the unnecessary stress of payroll taxes.

Payroll summary

Create your free Wave account

"Thank you @WaveHQ for taking the pain out of accounting & invoicing. Simplicity of use meets perfect design - kudos to your UX team ! Saving me from Quickbooks and Xero."

Chas Sweeting - CEO, Entrée AI

Build skills. Get inspired. Empower yourself. It's all here.

Cash_flow_guide

The complete guide to cash flow for small businesses

This guide covers the ins and outs of cash flow to help you build a financial plan to keep capital circulating through your business.
more
Fearless Accounting Guide

Empower yourself with our Fearless Accounting Guide

Accounting doesn’t have to be scary. Our guide has pages of easy-to-follow tips and lessons to help you run your business with confidence.
more
Guide getting paid resource

The complete guide to getting paid

This guide will teach you how to set prices, send professional invoices, accept payments, and protect yourself from unpaid invoices and payment scams.
more

Build skills. Get inspired. Empower yourself. It's all here.

Blog Managing independent contractors at tax time 103

Managing independent contractors at tax time 101

Independent contractors are a big help to small businesses. Here's some info on the 1099-NEC form you may need to file if you've hired them.
more
Cash_flow_guide

The complete guide to cash flow for small businesses

This guide covers the ins and outs of cash flow to help you build a financial plan to keep capital circulating through your business.
more
Guide getting paid resource

The complete guide to getting paid

This guide will teach you how to set prices, send professional invoices, accept payments, and protect yourself from unpaid invoices and payment scams.
more
  • Is your software actually free?

    Yes really, no tricks! Our software is 100% free, no trials, no limitations, and no hidden fees. Use it as much as you want, for as long as you want, and we won’t charge a cent. Our free software includes invoicing and accounting.

  • What’s the catch? How does Wave make money?

    Wave makes money from financial services that make running your business faster. We offer payroll services in Canada and the U.S. at a super affordable price. We also allow businesses to accept payments online so you can get invoices paid faster; we charge a competitive 2.9% + 30¢ fee to process most credit cards (with 3.4% + 30¢ fee for American Express), and 1% for bank payments (where available).

  • Is my data safe?

    Completely safe. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

  • Do I need to install any software?

    Wave is 100% web-based, so you just need an internet connection and browser.

    You can, however, download and install our mobile invoicing app for iOS and Android.

  • Do I need to enter my credit card details to sign up?

    Put your wallet away, you won’t need to enter in any credit card ever, unless you want to use our payroll service. Just create your account and get started for free.