Everything you need. Nothing you don't.
Our bookkeeping and banking tools can be used separately or together for maximum control of your business finances.
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Invoicing
Free
Look like a pro
$0
100% free
See all Invoicing features
- Look professional even when you’re in your sweat pants.
- Create customized invoices that reflect your brand.
- Send automated payment reminders so you can be good cop (we’ll be bad cop).
- Checks in the mail? Nobody has time for that. Accept credit card, bank payments and Apple Pay directly from your invoices.
Accounting
Free
Always be organized
$0
100% free
See all Accounting features
- Get unlimited income and expense tracking.
- Make unlimited bank and credit card connections.
- Access banger reports like Overdue Invoices & Bills and Profit & Loss.
- Add unlimited partners, collaborators or accountants. The limit does not exist.
- Know if you can make rent this month just by glancing at your dashboard.
Banking
Free
Ditch fees, and bookkeeping
$0
100% free
See all Banking features
- Keep business and personal expenses separated.
- Bye bye, bookkeeping; Wave debit card purchases automatically get logged and categorized in our accounting software.
- Normally we charge for Instant Payouts For you? Free.
- Deposit checks and track your income with our mobile app.
*Banking services provided by Community Federal Savings Bank
Payments
Per-USE
Get paid faster
Credit Cards
2.9% + $0.60
USD per transaction
3.4% + $0.60
USD per AMEX transaction
Bank payments
1%
per transaction
($1 USD minimum fee)
($1 USD minimum fee)
See all Payments features
Credit Cards
2.9% + $0.60
CAD per transaction
3.4% + $0.60
CAD per AMEX transaction
Bank payments
1%
per transaction
($1 CAD minimum fee)
($1 CAD minimum fee)
See all Payments features
- Give clients the flexibility of paying you via bank deposit, credit card, and Apple Pay.
- Manual entry? Cut. It. Out. Wave invoice payments automatically sync to your accounting dashboard.
- Stay cash flow positive; get your money in as fast as 1 business day (Canada) or 2 business days (US).
- Set up recurring billing and payments for retainer clients and get back to crushing it.
Payroll
Monthly
Pay staff in minutes
Tax service states
$40
USD monthly fee
+ $6 USD per active employee
+ $6 USD per independent contractor paid
Self service states
$20
USD monthly fee
+ $6 USD per active employee
+ $6 USD per independent contractor paid
See all Payroll features
$25
CAD monthly fee
+ $6 CAD per active employee
+ $6 CAD per independent contractor paid
See all Payroll features
- Includes direct deposit, T4s, and full tax remittances to the CRA for Canadian customers.
- Accuracy guaranteed, so you can put down the algebra textbook.
- Easy set up with step by step instructions—no need to panic-Google, “what’s a T4?”
- Easy access to important forms and documents. Look out, tax season.
Advisors
Pick A pLan
Access experts, any time
Bookkeeping support
$149
USD monthly fee
Accounting &
payroll coaching
payroll coaching
$379
USD one time fee
(other packages available)
See all Advisors features
Bookkeeping support
$149
CAD Monthly fee
Accounting &
payroll coaching
payroll coaching
$379
CAD one time fee
(other packages available)
See all Advisors features
- Get coaching or support from our team of bookkeeping, accounting, and payroll experts.
- Perfect for accounting newbies and those who want to become Wave power users (shout out to Kaleigh!)
- Benefit from advice that’s tailored to your business goals, and start a beautiful friendship.
- Tap an Advisor year-round, not just during tax time! We’re here for you.
Free
Invoicing
Look like a pro
- Look professional, even in your sweat pants.
- Create customized invoices that reflect your unique brand.
- Send automated reminders so you can be good cop (we'll be bad cop).
- Check’s in the mail? LOL. Apply to enable credit card, bank payments, and Apple Pay directly from your invoices.
Free
Accounting
Always be organized
- Get unlimited income and expense tracking.
- Add unlimited partners, collaborators, or accountants.
- Know if you should charge clients more just by glancing at your dashboard.
- Make unlimited bank and credit card connections.
- Access helpful reports like Overdue Invoices & Bills and Profit & Loss.
Free
Banking
Ditch fees and bookkeeping
- Keep business and personal expenses separate to seriously simplify tax season.
- Normally we charge for Instant Payouts. For you? Free.
- Bye bye, bookkeeping: Wave debit card purchases automatically get logged and categorized in our accounting software.
- Deposit checks and track your income with our mobile app.
pay-Per-USE
Payments
Get paid faster
- Give clients the flexibility of paying you via bank deposit, credit card, and Apple Pay.
- Manual entry? Cut. It. Out. Wave invoice payments automatically sync to your accounting dashboard.
- Stay cash flow positive: get your money in as fast as 1 business day (Canada) or 2 business days (US).
- Set up recurring billing and payments for retainer clients, and get back to crushing it.
Monthly
Payroll
Pay staff in minutes
- Pay employees and contractors with more ease than ever.
- Deposit payments into employee's bank accounts in one click.
- Employee portal access to paystubs and tax forms make everybody happy.
- Easy access to important tax forms and documents. Look out, tax season.
- Accuracy guaranteed, so you can put down the algebra textbook and still be compliant.
Pick A Plan
Advisors
Access experts, any time
- Get coaching or support from our team of bookkeeping, accounting, and payroll experts.
- Perfect for accounting newbies and those who want to become Wave power users.
- Benefit from advice that’s tailored to your business goals, and start a beautiful friendship.
- Tap an Advisor year-round, not just during tax time!
*Banking services provided by Community Federal Savings Bank
