For US Residents

Wave Advisors If you use our Wave Advisors professional services, these terms apply.

Wave Money If you use Wave Money through our web app, mobile app, or API, and are a U.S. business, these terms apply.

Wave Payments If you use Wave Payments through our web app, mobile app, or API, and are a U.S. business, these terms apply.

Wave Payment Service If you make or receive payments through our web app, mobile app, or API, and are a U.S. business, these terms apply.

Wave Payroll If you use Wave Payroll through our web app, mobile app, or API, and are a U.S. business, these terms apply.

Wave Tax Coaching Services If you subscribe to Wave Tax Coaching Services, these terms apply.

Developer API Including but not limited to developer.waveapps.com, api.waveapps.com.

Plaid If you connect your financial institution to Wave for automatic transaction importing, you are bound by this agreement with our data provider.

Stripe If your processing of credit card payments is powered by Stripe, you’re bound by their Terms of Service.