Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!
Email invoices with a secure “Pay Now” button after you’ve turned on the online payments option.
Customers can pay instantly by credit card, secure bank payment, or Apple Pay when they view the invoice online.
You’ll receive the money in your account in 1 business day (Canada), or 2 business days (US).
- Accept credit card payments over the phone, online, or in person
- Set up recurring billing with automatic payments for your repeat customers
- Bank-grade security for all online payments
- Automate bookkeeping: payments connect seamlessly with your Wave account
Frequently Asked Questions
Is your software actually free?
Yes! Our invoicing, accounting, and US-only banking software is 100% free—no trials, subscriptions, or hidden fees.
What’s the catch—how does Wave make money?
Wave makes money through our optional, paid money management products. Depending on your business needs, you can choose to pay for online payment processing, payroll, and 1:1 advisors. This allows our core software—invoicing, accounting, and business banking (currently only available to sole proprietors in the US)—to always be free.
Do I need to enter my credit card details to sign up?
Put your wallet away. You won’t need to enter a credit card unless you want to use our payroll service. Just create your account and get started for free.
Do I need to install any software?
Is my data secure?
Completely. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
Do you provide customer support?
We provide different levels of support for customers who use different parts of Wave. Full details on how Wave support works are available here.