Accept payments online & get paid faster
Get paid faster when you accept credit cards and bank payments.
Create your free accountImprove your cash flow with Payments by Wave
Get paid faster when you accept credit cards and bank payments.
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If your country isn't on our list, you can still use Wave's 100% free invoicing and accounting software to run your business better.
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Payment solutions for your business
Payment solutions for your business
A better way to accept payments and get paid
Accept credit cards and bank payments so your customers can pay you online, instantly.
Faster payments, better cash flow
Get paid in as fast as 1 business day, enhance your brand, and look more professional when you enable Wave Payments. Accept credit cards and bank payments for as little as 1% per transaction.
Give your customers what they want
Your customers want to pay online. Simply email your customers an invoice and they can use the secure “Pay Now” button to send over your payment.
Never lose track of payments
With Wave, your invoices and payments automatically flow into your accounting records. You’ll never lose track of payments again, and you’ll be all set at tax time.
A better way to accept payments and get paid
Accept credit cards and bank payments so your customers can pay you online, instantly.
Faster payments, better cash flow
Get paid in as fast as 2 business days, enhance your brand, and look more professional when you enable Wave Payments. Accept credit cards and bank payments for as little as 1% per transaction.
Give your customers what they want
Your customers want to pay online. Simply email your customers an invoice and they can use the secure “Pay Now” button to send over your payment.
Never lose track of payments
With Wave, your invoices and payments automatically flow into your accounting records. You’ll never lose track of payments again, and you’ll be all set at tax time.
"Wave = Love. I never knew what I was missing before I tried Wave Payments. Chasing money and doing the books is awful. With Wave Payments, business is fun again."
How it works
Send your invoices
Email invoices with a secure “Pay Now” button after you’ve turned on the online payments option.
Get paid online
Customers can pay instantly by credit card or secure bank payment (EFT) when they view the invoice online.
Money is deposited
You’ll receive the money in your bank account in 1 business day for credit card payments and 1-6 business days for bank payments (EFT).
Get paid online
Customers can pay instantly by credit card or secure bank payment (ACH) when they view the invoice online.
Money is deposited
You’ll receive the money in your bank account in 2 business days for credit card payments and 2-7 business days for bank payments (ACH).
Priced right for small businesses
Use what you need. Pay for what you use. No surprises.
Credit card
- Get paid out in 2 business days
- Customers pay by any major credit card right from your invoice
Credit card
- Get paid out in 1 business day
- Customers pay by any major credit card right from your invoice
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Credit card
- No hidden fees or monthly charges
- Money transfers to your account in just 7 business days!
Bank payments
- Get paid out in 2-7 business days
- Customers pay right from their bank account
Bank payments
- Get paid out in 1-6 business days
- Customers pay right from their bank account
Speed up your cash flow with Wave Payments
- Simple fee structure with low rates and no hidden fees
- All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, American Express and Discover
- Get paid within 2 business days for credit card payments and 2-7 business days for bank payments (ACH)
- Accept credit card payments over the phone, online, or in person
- Set up recurring billing with automatic payments for your repeat customers
- Bank-grade security for all online payments
- Automate bookkeeping: payments connect seamlessly with your Wave account
- Simple fee structure with low rates and no hidden fees
- All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
- Get paid within 1 business day for credit card payments and 1-6 business days for bank payments (EFT)
- Accept credit card payments over the phone, online, or in person
- Set up recurring billing with automatic payments for your repeat customers
- Bank-grade security for all online payments
- Automate bookkeeping: payments connect seamlessly with your Wave account
How to (actually) get paid for your work
So you got a chargeback. Now what?
How to avoid small business payment scams
Faster payments, but that’s not all!
Wave Payments is great, but it’s even greater when used with the rest of Wave.
Your business is your passion
Our passion is to build a suite of products that work seamlessly together to simplify the lives of business owners like you.
Accounting Free
Truly understand and manage your income and expenses. Track everything and connect to other Wave products such as payroll, payments, and invoicing. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Payments Pay-per-use
Get paid in as fast as 2 business days, enhance your brand, and look more professional when you enable Payments by Wave. Accept credit cards and bank payments on your invoices for as little as 1% per transaction.
Payroll Monthly
Managing payroll can be tedious and time-consuming, but it doesn’t have to be. Run your payroll in minutes, with 100% guaranteed accuracy, and say goodbye to the unnecessary stress of payroll taxes.
Accounting Free
Truly understand and manage your income and expenses. Track everything and connect to other Wave products i.e. Payments and Invoicing. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.
Payments Pay-per-use
Get paid in just 2-7 business days, enhance your brand and look more professional when you enable Payments by Wave.
Accounting Free
Truly understand and manage your income and expenses. Everything is automated and in one perfect package.
Invoicing Free
Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.