Accept credit card and digital payments from
your invoices

Wave makes getting paid fast (we're talking 1 to 2 days-fast), frictionless, and fun.

A man holding five credit cards, along with a screenshot of a Wave invoice payment confirmation

How accepting cards and digital payments works

Simple invoice icon

1. Send your invoices

Email invoices with a secure “Pay Now” button after you’ve enabled the online payments option.

Payment icon

2. Get paid online

Customers can pay instantly by credit card or Apple Pay when they view the invoice online.

Money deposit icon

3. Money is deposited

You’ll receive the money in your account in 1 business day (Canada), or 2 business days (US).

Priced right for small businesses

Unlimited invoicing, accounting, and expense tracking are included, 100% free.

Credit Cards
2.9% + $0.60
per transaction
3.4% + $0.60
per AMEX transaction
  • Get paid out in 1 to 2 business days
  • Customers pay by any major credit card right from your invoice
  • Accept digital wallet payments through Apple Pay
A headshot of a Wave customer

Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!

Estelle Tracy - 37 Chocolates

Speed up your cash flow.

Start now

Even more ways to get paid: Bank payments

Make it easier for your customers to pay you right from their bank account. It’s included for you in Wave Payments.

Learn more about bank payments
A hand depositing money into a bank

Frequently Asked Questions

Is your software actually free?

What’s the catch—how does Wave make money?

Is Wave's software something I need to install?

Is my data secure when I use Wave?

Do you provide customer support?

Icon with lightning bolt representing speed
Get your money faster with Payments.
I love money