Terms of Use Agreement

^{A note from Les Whiting, Wave’s Chief Financial Services Officer}

Hi! Thank you for reviewing this Terms of Use Agreement (“Agreement,” as further defined below). We applaud you. You must agree to this Agreement if you’re going to use the Wave website or any of the Wave services we offer here at the Wave website or through our mobile applications. Our lawyers wrote the Agreement and that’s the language that counts. We’ve also provided some simplified wording to summarize some of the key points, but please remember that the Agreement itself is what is legally binding. Thanks for joining the Wave community!