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Stay organized & tax-ready
Accounting
Track income and expenses for more accurate books
Receipts
Scan and store receipts to track and organize expenses
Mobile app
Manage invoices, expenses, and receipts on-the-go
Get paid
Invoicing
Send professional invoices and wow clients
Estimates & Deposits
Create estimates and collect deposits to secure projects
Payments
Accept credit cards and bank payments to get paid fast
Pay yourself & your team
Payroll
Run payroll for employees or contractors with peace
of mind
AdvisorsPricing
Resources
Back
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Help center
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Compare Wave
Wave logo in white
  • Wave vs. QuickBooks
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Let Wave do the heavy-lifting
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Tax season prep
  • Small business tax season guide
  • Tax season checklist
  • What is a profit and loss statement?
  • What is a balance sheet?
Bookkeeping how-tos
  • Small business bookkeeping guide
  • Daily bookkeeping checklist
  • Month-end accounting checklist
  • What is a cash flow statement?
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Wave Payroll Terms of Service – United States

Wave Payroll Terms of Service – United States

Effective as of: January 10, 2025

We’re updating these terms (which take effect on January 10, 2024) to align with the introduction of our new Payroll partner, CheckHQ. Here you will find their details but rest assured, while CheckHQ will support certain aspects of our operations, Wave will continue to serve your needs.

A note from Wave:

Hi, it’s me again—time for another excellent Wave agreement. This updated version will clarify our payroll service and exactly what it is you’re agreeing to by using the service. My goal is a clear set of terms that you agree to when you use Wave, then a smaller (and hopefully more digestible) agreement for each additional service you choose to use. As with all of our agreements, I’ve provided my plain English take on the document. I’m not a lawyer and the “simple terms” do NOT constitute advice of any kind, legal or otherwise. The actual agreement is lawyer-approved, legally binding, and in some cases ALL CAPS. Please, read and understand it before using this service.

For US Businesses

Wave Advisors If you use our Wave Advisors professional services, these terms apply.

Wave Payments If you use Wave Payments with Adyen, these terms apply.

Wave Payments If you use Wave Payments, these terms apply.

Wave Payments Customers If you’re paying an invoice through Wave’s platform, these terms apply.

Wave Payroll If you use Wave Payroll, these terms apply.

Wave Subscription Services If you subscribe to Wave’s Pro Plan or receipt scan feature, these terms apply.

Developer API Including but not limited to developer.waveapps.com, api.waveapps.com.

Stripe If your processing of credit card payments is powered by Stripe, you’re bound by their Terms of Service.

For Canadian Businesses

Wave Advisors If you use our Wave Advisors professional services, these terms apply.

Wave Payments If you use Wave Payments with Adyen, these terms apply.

Wave Payments If you use Wave Payments, these terms apply.

FCAC Complaint Policy - If you have a complaint with respect to the Code of Conduct for the Payment Card Industry in Canada, please review our policy.

Wave Payments Customers If you’re paying an invoice through Wave’s platform, these terms apply.

Wave Payroll If you use Wave Payroll, these terms apply.

Wave Subscription Services If you subscribe to Wave’s Pro Plan or receipt scan feature, these terms apply.

Developer API Including but not limited to developer.waveapps.com, api.waveapps.com.

Stripe If your processing of credit card payments is powered by Stripe, you’re bound by their Terms of Service.

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