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Introducing Wave Perks: Your hub for small business growth

By Wave
By Wave
November 19, 2025
5 minutes read

Running a small business means wearing every hat—bookkeeper, manager, operator, and visionary. From managing the books and chasing invoices to securing capital and protecting your assets, it takes a lot to build something of your own. 

At Wave, our mission has always been to empower small businesses and solopreneurs with tools for financial confidence. That’s why we’re thrilled to introduce Wave Perks, a new hub designed to help you discover trusted partners, powerful tools, and exclusive offers that make running and growing your business smarter, all in one place. 

Wave Perks brings together a meticulously curated network of trusted partners, integrated directly into your Wave experience to help you save time, reduce costs and focus on what you do best: growing your business.

You’ll find powerful partnerships to help you manage cash flow, handle payments, access banking tools and secure insurance coverage, including Bluevine, Dream Payments, Fundbox and Zensurance. 

Best-in-class banking with Bluevine

Bluevine offers a powerful yet simple digital-first banking platform that delivers exceptional value. Joint customers can sync their banking and payments data directly between the platforms for a seamless user experience. 

To celebrate this partnership, Wave customers can get six free months of Wave Pro and three free months of Bluevine's upgraded checking plans, unlocking premium tools across both platforms.

Seamless payments with Dream Payments

We’ve teamed up with Dream Payments to enable your small business to send digital payments securely with just a few clicks. With Dream Payments, you can pay vendors across Real-Time Payments (RTP), Interac e-Transfer, EFT, and Virtual Cards. The offering provides greater cash flow visibility with real-time payment tracking and automated confirmations as well as self-onboarding tools for vendors.

Dream Payments is simplifying vendor payments and helping you focus on what matters most: running your business.

Capital for growth and stability with Fundbox

Cash flow gaps are one of the biggest challenges for growing businesses. That's why we’ve partnered with Fundbox to bring you data-driven access to capital.

Through this integration, you can now explore and apply for capital in just a few clicks. Fundbox’s capital engine evaluates your business’s financial profile by analyzing data from multiple sources, including your invoices and bank transactions, leading to fast, fair, and inclusive credit decisions. 

Essential protection with Zensurance

For our Canadian small business owners, we’re introducing Zensurance, a partner dedicated to helping you protect your hard work with affordable, customized insurance coverage.

Zensurance helps you secure the right policy and save time by providing a convenient and affordable way to buy business insurance online. Zensurance clients can access an exclusive offer of 50% off the first three months of Wave's Pro Plan.

Ready to Dive In?

Your business deserves every advantage. With Wave Perks, they’re all in one place. We will be regularly adding new partnerships to ensure you always have access to the best resources for your business.

To explore all the exclusive offers, discounts, and services waiting for you, simply log in to your Wave account and click the Perks tab in the left-side menu.

If you’d like to learn more about how to join our trusted network of partners, please reach out directly to Adnan Glavas on our partnership team at aglavas@waveapps.com

starter
Plan
starter
Plan
$0
pro
Plan
$16USD
$20CAD/mo
Option to accept online payments
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0*
per credit card transaction
for first 10 transactions/mo
Unlimited invoices, estimates, bills
Grey checkmark
Blue checkmark
Add your logo and brand colors
Grey checkmark
Blue checkmark
Automate late payment reminders
with online payments
Blue checkmark
Wave mobile app
Grey checkmark
Blue checkmark
Unlimited bookkeeping records
Grey checkmark
Blue checkmark
Dashboard and reports
Grey checkmark
Blue checkmark
Auto-import transactions
Blue checkmark
Auto-merge transactions
Blue checkmark
Auto-categorize transactions
Blue checkmark
Add users
Blue checkmark
Live-person chat and email support
with any paid add-on
Blue checkmark
Digitally capture unlimited receipts
additional fee
Blue checkmark
Payroll
additional fee
additional fee
Hire a bookkeeper
additional fee
additional fee
Option to accept online payments
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0*
per credit card transaction
for first 10 transactions/mo
Unlimited invoices, estimates, bills
Grey checkmark
Blue checkmark
Add your logo and brand colors
Grey checkmark
Blue checkmark
Automate late payment reminders
with online payments
Blue checkmark
Wave mobile app
Grey checkmark
Blue checkmark
Unlimited bookkeeping records
Grey checkmark
Blue checkmark
Dashboard and reports
Grey checkmark
Blue checkmark
Auto-import transactions
Blue checkmark
Auto-merge transactions
Blue checkmark
Auto-categorize transactions
Blue checkmark
Add users
Blue checkmark
Live-person chat and email support
with any paid add-on
Blue checkmark
Digitally capture unlimited receipts
additional fee
Blue checkmark
Payroll
additional fee
additional fee
Hire a bookkeeper
additional fee
additional fee
starter
Plan
$0
Legacy businesses
New businesses
pro
Plan
$19
USD or
$25
CAD/month
starter
Plan
$0
Legacy businesses
New businesses
pro
Plan
$19
USD or
$25
CAD/month
Invoicing + payments
Option to accept online payments
(and create unique links with checkouts)
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0*
per credit card transaction
for first 10 transactions/mo

Send invoices, estimates, and other docs:

  • via links or PDFs
Grey checkmark
Grey checkmark
Blue checkmark
  • automatically, via Wave
with online payments
with online payments
Blue checkmark
Automate late payment reminders
with online payments
with online payments
Blue checkmark
Add your logo and brand colors
Grey checkmark
Grey checkmark
Blue checkmark
Remove Wave branding from footers
Blue checkmark
Add attachments to invoices and estimates (NEW!)
Blue checkmark
Create reusable message templates (NEW!)
Blue checkmark
Invoice and estimate in the mobile app
Grey checkmark
Grey checkmark
Blue checkmark
Accounting
Unlimited bookkeeping records
Grey checkmark
Grey checkmark
Blue checkmark
Auto-import bank transactions
Auto-merge and categorize transactions
Add users to your business
businesses already auto-importing bank transactions and/or that already have users added to their businesses as of May 1, 2024
Blue checkmark
Blue checkmark
Blue checkmark
Digitally capture unlimited receipts
with receipts add-on
with receipts add-on
Blue checkmark
Manage accounting transactions in the mobile app and sync with desktop (NEW!)
with receipts add-on
with receipts add-on
Blue checkmark
Other Wave features
Dashboard and reports
Grey checkmark
Grey checkmark
Blue checkmark
Live-person chat + email support
with any optional add-on
with any optional add-on
Blue checkmark
Optional add-ons
Receipts
nothing changes
additional fee
included
Payroll
nothing changes
additional fee
additional fee
Advisors
nothing changes
additional fee
additional fee
Invoicing + payments
Option to accept online payments
(and create unique links with checkouts)
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0*
per credit card transaction for first 10 transactions/mo
Send invoices, estimates, and other docs via links or PDFs
Grey checkmark
Grey checkmark
Blue checkmark
Send invoices, estimates, and other docs automatically, via Wave
with online payments
with online payments
Blue checkmark
Automate late payment reminders
with online payments
with online payments
Blue checkmark
Add your logo and brand colors
Grey checkmark
Grey checkmark
Blue checkmark
Remove Wave branding from footers
Blue checkmark
Add attachments to invoices and estimates (NEW!)
Blue checkmark
Create reusable message templates (coming NEW!)
Blue checkmark
Invoice and estimate in the mobile app
Grey checkmark
Grey checkmark
Blue checkmark
Accounting
Unlimited bookkeeping records
Grey checkmark
Grey checkmark
Blue checkmark
Auto-import, -merge, and -categorize bank transactions
businesses already auto-importing bank transactions and/or that already have users added to their businesses as of May 1, 2024
Blue checkmark
Add users to your business
businesses already auto-importing bank transactions and/or that already have users added to their businesses as of May 1, 2024
Blue checkmark
Digitally capture unlimited receipts
with receipts add-on
with receipts add-on
Blue checkmark
Manage accounting transactions in the mobile app and sync with desktop (NEW!)
with receipts add-on
with receipts add-on
Blue checkmark
Other Wave features
Dashboard and reports
Grey checkmark
Grey checkmark
Blue checkmark
Live-person chat + email support
with any optional add-on
with any optional add-on
Blue checkmark
Optional add-ons
Receipts
nothing changes
additional fee
included
Payroll
nothing changes
additional fee
additional fee
Advisors
nothing changes
additional fee
additional fee

*While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for the first 10 transactions of each month of your subscription, then 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction. Discover processing is only available to US customers. See full terms and conditions for the US and Canada. See Wave’s Terms of Service for more information.

Check out Wave Perks!

Log into your Wave account and check out Wave Perks today!

Sign in

By Wave
Categories:

The information and tips shared on this blog are meant to be used as learning and personal development tools as you launch, run and grow your business. While a good place to start, these articles should not take the place of personalized advice from professionals. As our lawyers would say: “All content on Wave’s blog is intended for informational purposes only. It should not be considered legal or financial advice.” Additionally, Wave is the legal copyright holder of all materials on the blog, and others cannot re-use or publish it without our written consent.

†Offer only available to new Pro Plan subscribers when purchasing a monthly subscription through Wave’s website, and is limited to one offer per customer. Discount applied to the listed monthly price for Wave’s Pro Plan, starting from the date the Pro Plan is purchased and continuing for three monthly payment periods. Following the offer period, your account will automatically be charged at the listed monthly price until you cancel your subscription. You can cancel your subscription up until one (1) day before your renewal date through Wave. If you choose to cancel your subscription, it will remain active until the end of your current billing period. This discount can't be combined with any other promotional offer from Wave. Offer available from November 4, 2025 until December 1, 2025. Please see Waves Paid Subscription Terms of Service for more details. Offer Terms and Conditions subject to change without notice.

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