4.6
Google logo
4.6
Google logo
4.6
Google logo

Wave vs. Xero

The zero-to-hero choice for small
business owners

The zero-to-hero choice for small business owners

Wave is an affordable invoicing and accounting solution, with less limits and costs compared to alternatives like Xero. Manage your cash flow without draining your profits, starting at $0. Choose Wave today!

Get started for free
""
No hidden
fees
Easy
interface
Fun
to use
Less expensive than Xero
Small biz
approved
""
No hidden
fees
Easy
interface
Fun
to use
Less expensive than Xero
Small biz
approved
Illustration of a person with rolled papers in a tote bag, pointing at a cash flow chart that’s available in Wave.

More time for what you love

Sign up in minutes and access the solutions you actually need, all in one place. Don’t waste time building your own tech stack or sifting through complicated tools you’ll never use.

Illustration of a person sitting cross-legged in a meditative pose with documents and folders floating above.

Be the wiz of your biz

Wave's accounting and invoicing features allow you to create professional invoices on-the-go, track expenses, digitally capture receipts, and more, so you can run the numbers just as well as you run your biz.

Illustration of a laptop with a glowing Wave logo on the screen, surrounded by sparkles.

Ditch imposter syndrome

Whether you’re viewing your smart dashboard or accessing key financial reports, you’ll love our simple interface. Wave is made for small biz owners first.

Take the easy route with Wave!

Take the easy route with Wave!

Get started for free

What are the differences between Wave and Xero?

The main difference between Wave and Xero is that Wave is more affordable with less limits on invoicing and billing features. Wave offers unlimited invoicing across all plans, and Wave’s Pro Plan is less expensive than similar plans offered by Xero.

Why choose Wave over Xero?

  • Wave is one-stop money management, including accounting and invoicing, that’s easy (and fun!) to use.
  • Wave offers unlimited invoicing and bill management across all plans, while the Xero Starter plan limits you to 20 invoices and 5 bills per month.Wave offers unlimited invoicing and bill management across all plans, while the Xero Early plan limits you to 20 invoices and 5 bills per month.
  • Unlike Xero, Wave has a free Starter Plan, so you can access what you need without paying just to get started.
  • When you’re ready, upgrade to the Pro Plan for additional features — it’s less expensive than Xero’s Standard plan!When you’re ready, upgrade to the Pro Plan for additional features — it’s less expensive than Xero’s cheapest plan!
  • Unlike Xero, Wave’s Pro Plan lets you remove our software branding from your invoice emails, letting you look professional.
  • Wave’s Pro Plan lets you request and receive deposits directly from estimates you send to prospects, helping you seal the deal, lock in jobs, and get paid.
An image depicting the differences between Wave and the competitor, on Wave's app Dashboard.
An image depicting the differences between Wave and the competitor, on Wave's app Dashboard.

Why choose Wave over Xero?

  • Wave is one-stop money management, including accounting and invoicing, that’s easy (and fun!) to use.
  • Wave offers unlimited invoicing and bill management across all plans, while the Xero Starter plan limits you to 20 invoices and 5 bills per month.Wave offers unlimited invoicing and bill management across all plans, while the Xero Early plan limits you to 20 invoices and 5 bills per month.
  • Unlike Xero, Wave has a free Starter Plan, so you can access what you need without paying just to get started.
  • When you’re ready, upgrade to the Pro Plan for additional features — it’s less expensive than Xero’s Standard plan!When you’re ready, upgrade to the Pro Plan for additional features — it’s less expensive than Xero’s cheapest plan!
  • Unlike Xero, Wave’s Pro Plan lets you remove our software branding from your invoice emails, letting you look professional.
  • Wave’s Pro Plan lets you request and receive deposits directly from estimates you send to prospects, helping you seal the deal, lock in jobs, and get paid.

Wave vs Xero:
A Detailed Comparison

Expensive, complicated tools keep your cash flow close to zero.
Access Wave’s pocket- and small business-friendly solutions today, starting for free.

Expensive, complicated tools keep your cash flow close to zero. Access Wave’s pocket- and small business-friendly solutions today, starting for free.

PROPlan

$19
USD monthly

Early

$25
USD monthly

Growing

$55
USD monthly
Save money with annual plans
Included.
Not included.
Save $38
Included.
Not included.
Included.
Not included.
Send unlimited invoices and estimates
Included.
Not included.
Included.
Not included.
Limited to 20 per month
Included.
Not included.
Remove “Powered by Wave/Xero” on invoice and estimate emails
Included.
Not included.
Included.
Not included.
Included.
Not included.
Accept online payments from invoices
Included.
Not included.
Included.
Not included.
Third-party integrations
Included.
Not included.
Third-party integrations
Accept online payments at a discounted rate
Included.
Not included.
Included.
Not included.
Included.
Not included.
Accept deposits directly from estimates
Included.
Not included.
Included.
Not included.
Included.
Not included.
Manage bills
Included.
Not included.
Included.
Not included.
Limited to 5 bills per month
Included.
Not included.
View financial and cash flow reports
Included.
Not included.
Included.
Not included.
Some reports
Included.
Not included.
Use double-entry accounting
Included.
Not included.
Included.
Not included.
Included.
Not included.
Connect your bank and credit card accounts
Included.
Not included.
Included.
Not included.
Included.
Not included.
Automate transaction imports, categorization, and reconciliation
Included.
Not included.
Included.
Not included.
Included.
Not included.
Automate late payment reminders
Included.
Not included.
Included.
Not included.
Included.
Not included.
Capture and organize receipts
Included.
Not included.
Included.
Not included.
Included.
Not included.
Create checkout links
Included.
Not included.
Included.
Not included.
Included.
Not included.
Create recurring invoices and get paid automatically
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track sales & sales tax
Included.
Not included.
Included.
Not included.
Included.
Not included.
Use multiple currencies
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track projects
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track income and expenses
Included.
Included.
Not included.
Included.
Not included.
Capture and organize receipts
Included.
Included.
Not included.
Included.
Not included.
Track sales taxes
Included.
Included.
Not included.
Included.
Not included.
Invoice & accept payments
Included.
Included.
Not included.
Included.
Not included.
Invoice customization
Included.
Included.
Not included.
Included.
Not included.
Run basic reports
Included.
Included.
Not included.
Included.
Not included.
Connect your bank account
Included.
Included.
Not included.
Included.
Not included.
Payment processing
Included.
Included.
Not included.
Included.
Not included.
Add partners or accountants as collaborators
Included.
Included.
Not included.
Included.
Not included.
Manage and pay bills
Included.
Some reports
Some reports
Add multiple users to your account
Included.
Not included.
Not included.
Manage accounts payable
Included.
Not included.
Not included.
Manage accounts receivable
Included.
Not included.
Not included.
View cash flow dashboard
Included.
Not included.
Not included.

PROPlan

$25
CAD monthly

Starter

$25
CAD monthly

Standard

$55
CAD monthly
Save money with annual plans
Included.
Not included.
Save $50
Included.
Not included.
Included.
Not included.
Send unlimited invoices and estimates
Included.
Not included.
Included.
Not included.
Limited to 20 per month
Included.
Not included.
Remove “Powered by Wave/Xero” on invoice and estimate emails
Included.
Not included.
Included.
Not included.
Included.
Not included.
Accept online payments from invoices
Included.
Not included.
Included.
Not included.
Third-party integrations
Included.
Not included.
Third-party integrations
Accept online payments at a discounted rate
Included.
Not included.
Included.
Not included.
Included.
Not included.
Accept deposits directly from estimates
Included.
Not included.
Included.
Not included.
Included.
Not included.
Manage bills
Included.
Not included.
Included.
Not included.
Limited to 5 bills per month
Included.
Not included.
View financial and cash flow reports
Included.
Not included.
Included.
Not included.
Some reports
Included.
Not included.
Use double-entry accounting
Included.
Not included.
Included.
Not included.
Included.
Not included.
Connect your bank and credit card accounts
Included.
Not included.
Included.
Not included.
Included.
Not included.
Automate transaction imports, categorization, and reconciliation
Included.
Not included.
Included.
Not included.
Included.
Not included.
Automate late payment reminders
Included.
Not included.
Included.
Not included.
Included.
Not included.
Capture and organize receipts
Included.
Not included.
Included.
Not included.
Included.
Not included.
Create checkout links
Included.
Not included.
Included.
Not included.
Included.
Not included.
Create recurring invoices and get paid automatically
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track sales & sales tax
Included.
Not included.
Included.
Not included.
Included.
Not included.
Use multiple currencies
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track projects
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track income and expenses
Included.
Included.
Not included.
Included.
Not included.
Capture and organize receipts
Included.
Included.
Not included.
Included.
Not included.
Track sales taxes
Included.
Included.
Not included.
Included.
Not included.
Invoice & accept payments
Included.
Included.
Not included.
Included.
Not included.
Invoice customization
Included.
Included.
Not included.
Included.
Not included.
Run basic reports
Included.
Included.
Not included.
Included.
Not included.
Connect your bank account
Included.
Included.
Not included.
Included.
Not included.
Payment processing
Included.
Included.
Not included.
Included.
Not included.
Add partners or accountants as collaborators
Included.
Included.
Not included.
Included.
Not included.
Manage and pay bills
Included.
Some reports
Some reports
Add multiple users to your account
Included.
Not included.
Not included.
Manage accounts payable
Included.
Not included.
Not included.
Manage accounts receivable
Included.
Not included.
Not included.
View cash flow dashboard
Included.
Not included.
Not included.

PROPlan

$19
USD monthly

Early

$25
USD monthly

Simple Start

Easy Start

$55
USD monthly
Save money with annual plans
Included.
Not included.
Save $38
Included.
Not included.
Included.
Not included.
Send unlimited invoices and estimates
Included.
Not included.
Included.
Not included.
Limited to 20 per month
Included.
Not included.
Remove “Powered by Wave/Xero” on invoice and estimate emails
Included.
Not included.
Included.
Not included.
Included.
Not included.
Accept online payments from invoices
Included.
Not included.
Included.
Not included.
Third-party integrations
Included.
Not included.
Third-party integrations
Accept online payments at a discounted rate
Included.
Not included.
Included.
Not included.
Included.
Not included.
Accept deposits directly from estimates
Included.
Not included.
Included.
Not included.
Included.
Not included.
Manage bills
Included.
Not included.
Included.
Not included.
Limited to 5 bills per month
Included.
Not included.
View financial and cash flow reports
Included.
Not included.
Included.
Not included.
Some reports
Included.
Not included.
Use double-entry accounting
Included.
Not included.
Included.
Not included.
Included.
Not included.
Connect your bank and credit card accounts
Included.
Not included.
Included.
Not included.
Included.
Not included.
Automate transaction imports, categorization, and reconciliation
Included.
Not included.
Included.
Not included.
Included.
Not included.
Automate late payment reminders
Included.
Not included.
Included.
Not included.
Included.
Not included.
Capture and organize receipts
Included.
Not included.
Included.
Not included.
Included.
Not included.
Create checkout links
Included.
Not included.
Included.
Not included.
Included.
Not included.
Create recurring invoices and get paid automatically
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track sales & sales tax
Included.
Not included.
Included.
Not included.
Included.
Not included.
Use multiple currencies
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track projects
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track sales & sales tax
Included.
Included.
Included.
Customize chart of accounts
Included.
Included.
Included.
Send invoices & accept payments
Included.
Included.
Included.
Send estimates
Included.
Included.
Included.
Track sales & sales tax
Included.
Included.
Included.
Customize chart of accounts
Included.
Not included.
Included.
Not included.
Manage 1099 contractors
Included.
Not included.
Included.
Not included.
Accountant-approved reporting
Included.
Not included.
Included.
Built for businesses with 1-9 employees
Included.
Not included.
Included.
Manage vendors
Included.
Not included.
Included.
Manage bills
Included.
Not included.
Included.
View balance sheets and financial statements
Included.
Not included.
Included.
Create checkout links
Included.
Not included.
Included.
Create recurring invoices and
get paid automatically
Included.
Not included.
Included.
Reconcile accounts
Included.
Not included.
Included.
Run basic reports
Included.
Some reports
Some reports
Built for businesses with 1-9 employees
Included.
Not included.
Not included.
Manage 1099 contractors
Included.
Not included.
Not included.
Manage vendors
Included.
Not included.
Not included.
Manage bills
Included.
Not included.
Not included.
View balance sheets and financial statements
Included.
Not included.
Not included.
Add multiple users to your account
Included.
Not included.
Not included.
Manage accounts payable
Included.
Not included.
Not included.
Manage accounts receivable
Included.
Not included.
Not included.
View cash flow dashboard

PROPlan

$25
CAD monthly

Solopreneur

Self-Employed

$25
CAD monthly

Simple Start

Easy Start

$55
CAD monthly
Save money with annual plans
Included.
Not included.
Save $50
Included.
Not included.
Included.
Not included.
Send unlimited invoices and estimates
Included.
Not included.
Included.
Not included.
Limited to 20 per month
Included.
Not included.
Remove “Powered by Wave/Xero” on invoice and estimate emails
Included.
Not included.
Included.
Not included.
Included.
Not included.
Accept online payments from invoices
Included.
Not included.
Included.
Not included.
Third-party integrations
Included.
Not included.
Third-party integrations
Accept online payments at a discounted rate
Included.
Not included.
Included.
Not included.
Included.
Not included.
Accept deposits directly from estimates
Included.
Not included.
Included.
Not included.
Included.
Not included.
Manage bills
Included.
Not included.
Included.
Not included.
Limited to 5 bills per month
Included.
Not included.
View financial and cash flow reports
Included.
Not included.
Included.
Not included.
Some reports
Included.
Not included.
Use double-entry accounting
Included.
Not included.
Included.
Not included.
Included.
Not included.
Connect your bank and credit card accounts
Included.
Not included.
Included.
Not included.
Included.
Not included.
Automate transaction imports, categorization, and reconciliation
Included.
Not included.
Included.
Not included.
Included.
Not included.
Automate late payment reminders
Included.
Not included.
Included.
Not included.
Included.
Not included.
Capture and organize receipts
Included.
Not included.
Included.
Not included.
Included.
Not included.
Create checkout links
Included.
Not included.
Included.
Not included.
Included.
Not included.
Create recurring invoices and get paid automatically
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track sales & sales tax
Included.
Not included.
Included.
Not included.
Included.
Not included.
Use multiple currencies
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track projects
Included.
Not included.
Included.
Not included.
Included.
Not included.
Track sales & sales tax
Included.
Included.
Included.
Customize chart of accounts
Included.
Included.
Included.
Send invoices & accept payments
Included.
Included.
Included.
Send estimates
Included.
Included.
Included.
Track sales & sales tax
Included.
Included.
Included.
Customize chart of accounts
Included.
Not included.
Included.
Not included.
Manage 1099 contractors
Included.
Not included.
Included.
Not included.
Accountant-approved reporting
Included.
Not included.
Included.
Built for businesses with 1-9 employees
Included.
Not included.
Included.
Manage vendors
Included.
Not included.
Included.
Manage bills
Included.
Not included.
Included.
View balance sheets and financial statements
Included.
Not included.
Included.
Create checkout links
Included.
Not included.
Included.
Create recurring invoices and
get paid automatically
Included.
Not included.
Included.
Reconcile accounts
Included.
Not included.
Included.
Run basic reports
Included.
Some reports
Some reports
Built for businesses with 1-9 employees
Included.
Not included.
Not included.
Manage 1099 contractors
Included.
Not included.
Not included.
Manage vendors
Included.
Not included.
Not included.
Manage bills
Included.
Not included.
Not included.
View balance sheets and financial statements
Included.
Not included.
Not included.
Add multiple users to your account
Included.
Not included.
Not included.
Manage accounts payable
Included.
Not included.
Not included.
Manage accounts receivable
Included.
Not included.
Not included.
View cash flow dashboard

Wave vs Xero: Pros & Cons

Wave pros:

  • Free invoicing and accounting for small businesses with the free Starter Plan
  • Unlimited invoices and bills across all plans, with no limit on usage
  • Ability to request and accept deposits directly from estimates with the Pro Plan
  • Customizable templates for invoices and emails

Wave pros:

  • Free invoicing and accounting for small businesses with the free Starter Plan
  • Unlimited invoices and bills across all plans, with no limit on usage
  • Ability to request and accept deposits directly from estimates with the Pro Plan
  • Customizable templates for invoices and emails

Wave pros:

  • Free invoicing and accounting for small businesses with the free Starter Plan
  • Unlimited invoices and bills across all plans, with no limit on usage
  • Ability to request and accept deposits directly from estimates with the Pro Plan
  • Customizable templates for invoices and emails

Wave cons:

  • Limited advanced features compared to Xero’s more expensive plans
  • Basic reports and dashboards available compared to Xero’s more expensive plans

Xero cons:

  • Higher price for basic features, with large price jumps between plans
  • Invoicing and bill limits on Early/Starter Plan
  • Complicated workarounds to accept and track deposits from customers
  • Fewer customization options available on emails

Xero cons:

  • Higher price for basic features, with large price jumps between plans
  • Invoicing and bill limits on Early/Starter Plan
  • Complicated workarounds to accept and track deposits from customers
  • Fewer customization options available on emails

Xero cons:

  • Higher price for basic features, with large price jumps between plans
  • Invoicing and bill limits on Early/Starter Plan
  • Complicated workarounds to accept and track deposits from customers
  • Fewer customization options available on emails

Xero pros:

  • Premium plans available with features like inventory management, projects, and multi-currency
  • Advanced set-ups suitable for larger teams and businesses

Wave pros:

  • Free invoicing and accounting for small businesses with the free Starter Plan
  • Unlimited invoices and bills across all plans, with no limit on usage
  • Ability to request and accept deposits directly from estimates with the Pro Plan
  • Customizable templates for invoices and emails

Wave pros:

  • Free invoicing and accounting for small businesses with the free Starter Plan
  • Unlimited invoices and bills across all plans, with no limit on usage
  • Ability to request and accept deposits directly from estimates with the Pro Plan
  • Customizable templates for invoices and emails

Wave pros:

  • Free invoicing and accounting for small businesses with the free Starter Plan
  • Unlimited invoices and bills across all plans, with no limit on usage
  • Ability to request and accept deposits directly from estimates with the Pro Plan
  • Customizable templates for invoices and emails

Wave cons:

  • Limited advanced features compared to Xero’s more expensive plans
  • Basic reports and dashboards available compared to Xero’s more expensive plans

Xero cons:

  • Higher price for basic features, with large price jumps between plans
  • Invoicing and bill limits on Early/Starter Plan
  • Complicated workarounds to accept and track deposits from customers
  • Fewer customization options available on emails

Xero cons:

  • Higher price for basic features, with large price jumps between plans
  • Invoicing and bill limits on Early/Starter Plan
  • Complicated workarounds to accept and track deposits from customers
  • Fewer customization options available on emails

Xero cons:

  • Higher price for basic features, with large price jumps between plans
  • Invoicing and bill limits on Early/Starter Plan
  • Complicated workarounds to accept and track deposits from customers
  • Fewer customization options available on emails

Xero pros:

  • Premium plans available with features like inventory management, projects, and multi-currency
  • Advanced set-ups suitable for larger teams and businesses

Real feedback from Wave users

Eric Silverberg & Eli Gladstone
Speaker Labs

"Wave's invoicing is unbeatable. In eight years, we haven't had a single unpaid invoice, thanks to how easy it is to create, send, and follow up. Our invoicing process would be lost without it!"

A headshot of Wave customer Don Lam.
Don Lam
Don Lam, DIY Body

“When I signed up with Wave it was a no brainer. It's been one of the best decisions I've made when it comes to making sure my accounting is on point.”

Patrick Bazinet's headshot.
Patrick Bazinet
Graphic Designer

"I can be tech savvy, but I’m not an accountant. Other systems feel like you're on your own, but Wave grows with you and supports you throughout—it was a no-brainer to jump in."

TRUSTED BY SMALL BUSINESSES LIKE YOURS

More reasons to love Wave

More reasons to love Wave

Make bookkeeping and tax time easy with solutions that are affordable, small biz friendly, and—dare we say—fun to use.

Learn more
Learn more
Learn more
Learn more
Accounting icon

No sweat accounting

Track income and expenses, manage cash flow, and access reporting that’ll help you make smart business decisions.
Invoicing icon

Easy invoicing

Create beautiful, professional invoices and estimates in only a few clicks and wow your customers.
Wallet icon

Secure online payments

Give your customers the choice of quickly paying you using credit card, bank transfer, or Apple Pay.

Painless payroll

Reliably pay employees and yourself and manage contractors without worrying about the complicated legal stuff.

Painless payroll

Reliably pay employees and yourself and manage contractors without worrying about the complicated legal stuff.
Ask an expert

Get by with a little 1:1 help

Our (non-judgmental) in-house team of bookkeeping, accounting, and payroll experts is standing by to coach you—or do the work for you.
Learn more about Advisors
Three of our Wave Advisors
Ask an expert

Get by with a little 1:1 help

Our (non-judgmental) in-house team of bookkeeping, accounting, and payroll experts is standing by to coach you—or do the work for you.
Learn more about Advisors
Three of our Wave Advisors

Built for small business owners like you

Built for small business owners like you

Freelancers

Pay your staff (and yourself!) with confidence.
Tru Williams
Photographer/Videographer

Solopreneurs

Get tidy books for tax time—one less thing to worry about.
Dae
Dae the poet

Contractors

Fire off professional invoices and estimates in minutes.
Wave customer Troy Styke
Troy Styke
Crystal Clean Window Cleaning

Consultants

Set up recurring invoices and payments for repeat clients.
Wave customer Sarah Stockdale
Sarah Stockdale
Growclass Founder

Built for small business owners like you

Freelancers

Pay your staff (and yourself!) with confidence.
Tru Williams
Photographer/Videographer

Solopreneurs

Get tidy books for tax time—one less thing to worry about.
Dae
Dae the poet

Contractors

Fire off professional invoices and estimates in minutes.
Wave customer Troy Styke
Troy Styke
Crystal Clean Window Cleaning

Consultants

Set up recurring invoices and payments for repeat clients.
Wave customer Sarah Stockdale
Sarah Stockdale
Growthclass Founder

Wave vs. Xero

Final verdict

If you’re a freelancer or small business owner who sends many invoices and estimates each month and wants affordable accounting software, Wave is an ideal choice for you. If your business is larger and you need advanced features, Xero may be more suitable, but it comes at a higher cost. Explore Wave today — getting started is free!

How does Wave compare to other accounting and invoicing software?

Wave vs.

HoneyBook

Wave vs.

QuickBooks

Wave vs.

FreshBooks

Wave vs.

ZipBooks

Wave vs.

Sage

Frequently Asked Questions

Expand allCollapse all

Which is better for freelancers, Wave or Xero?

Wave may be better suited for freelancers, as it’s easy to use and offers free accounting and invoicing features with the Starter Plan. Xero might be better suited for businesses with more complex needs and a bigger budget.

Is Wave's software something I need to install?

Wave's tools are web-based, so you just need an Internet connection and browser—no installation is necessary for our online software!

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If you're looking for an on-the-go solution, you can install our mobile app to help you manage invoices and payments. Download our mobile app on iOS and Android today!

Is my data secure when I use Wave?

Our servers are protected physically and electronically. Any connections between you, your bank accounts, and Wave are protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

Do you provide customer support?

We provide different levels of support, depending on the plan and/or the add-on features you choose. Learn more about how Wave support works here.

Is Wave’s software free?

Wave’s Starter Plan is free, and all its features are available immediately, with no trial period or time limits. This includes:

  • Accounting: Transactions, reports, adding sales taxes, and more.
  • Invoicing: Creating and editing invoices and estimates, and sending them using a link or PDF. You can create as many invoices, estimates, payment receipts, customers, vendors, and products as you need.

As your business grows, you can save more time and reduce admin work with Wave’s Pro Plan. Explore the Starter Plan and the Pro Plan today.

Are there any other fees for online payments?

With online payments enabled on your invoices, you can accept bank payments for 1% per transaction, Visa and Mastercard payments for 2.9% per transaction, and American Express payments for 3.4% per transaction. Each transaction also has a $0.60 fee, but with the Wave Pro Plan, your first 10 transactions each month have a $0 fee. Learn more here.

Do I need to enter my credit card details to sign up?

If you are signing up for our free Starter Plan, no credit card info is required! If you are signing up for our Pro Plan, you’ll need to provide credit card details during the sign up process.

You didn't start your business to
be a bookkeeper

You didn't start your business to be a bookkeeper

Get started for free

You didn't start your business to be a bookkeeper

Get started for free