Wave vs. Stripe Payments

Wave's online payments feature helps you get paid faster with minimal set up time, lower fees, and faster processing times.

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Quick and easy invoicing with Wave

Create and send unlimited professional invoices that'll wow your customers, even if you're a newbie. You can even take all the credit by removing the Wave branding from your invoice footer with the Pro Plan.

Accepting online payments with Wave is easy

Send an invoice straight to your customer's inbox. Customers can quickly pay directly from the invoice with most major credit cards or through their bank.

Set-up is quick and easy with Wave

No technical skills required. Create your Wave account, set up your business, and simply answer a few quick questions to apply for online payments.

Everything you need to confidently run your business.

Try Wave for free

Wave vs. Stripe Payments

Wave's online payments feature helps you get paid fast—with minimal set up time, lower fees, and faster processing times.

Wave plans

Stripe

Pricing
$0-$20 CAD/month
$5-$75/month
Track income and expenses
Capture and organize receipts
With Pro or a subscription to our receipts feature
Maximize tax deductions
Invoice and accept online payments
Run basic reports
Send estimates
Track sales & sales tax
Manage 1099 contractors
Manage and pay bills
Some paid plans
Accountant-approved reporting
Some paid plans
Fully integrated with Wave's other tools
Built for businesses with 1-9 employees

Customers love Wave

4.4 out of 5 stars based on user reviews collected by G2Crowd as of January 2024.

Star iconStar iconStar iconStar iconIcon of half filled star
4.4 out of 5 stars

Wave has transformed the way I invoice and receive payments. I feel proud to conduct financial transactions with clients via an aesthetically beautiful user interface that is also simple and functional.

Echo Wang - Founder

Everything you need to confidently run your business.

Try Wave for free

Wave vs. Stripe Payments

Here's why we think you'll love Wave.

Online payments

Time-saving features like scheduled payment reminders and automatic credit card payments. Connects seamlessly with Wave’s invoicing and accounting software, so you’ll always have the information you need in one place. Starting at 2.9% + $0.60 per transaction.

With the Pro Plan, get unlimited, secure, and reliable bank connections**, and you can unlock rates starting at 2.9% + $0* for the first 10 credit card transactions each month and—until May 1, 2024—you can process unlimited credit card transactions for the same rate.

Invoicing

Professional, customizable invoices that are quick and easy to create. Send invoices on-the-go using Wave’s mobile app, which automatically syncs to your accounting records so your bookkeeping is already done. Send unlimited recurring invoices to as many customers as you want.

Accounting

Powerful, cloud-based accounting software that perfectly integrates with Wave’s suite of money management tools to help you run your business better. Designed to be easy for freelancers and small business owners to use, while making accountants happy with robust reports and functionality.

1 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit Pricing for details.

Plans to make
your plans happen.

Save $20
Save $22
starter
Plan

Just starting your business or looking for the basics? This is the place.

$0
Get started now
  • Create unlimited estimates, invoices, bills, and bookkeeping records

  • Option to accept online payments

  • Invoice on-the-go via the Wave app

  • Manage cash flow and customers in one dashboard

pro
Plan
Recommended

Want to look more polished, save more time, and conquer cash flow? It’s Pro time.

$16/month
Billed monthly
$20CAD/month
Billed monthly
Get started now
Everything in Starter, plus….
  • Option to accept online payments at a discounted rate

  • Auto-import bank transactions

  • Auto-merge and categorize bank transactions

  • Digitally capture unlimited receipts and track expenses

  • Automate late payment reminders

  • And more!

starter
Plan
$0
Get started now
  • Create unlimited estimates, invoices, bills, and bookkeeping records

  • Option to accept online payments

  • Invoice on-the-go via the Wave app

  • Manage cash flow and customers in one dashboard

pro
Plan
Recommended
$16/month
Billed monthly
$20CAD/month
Billed monthly
Get started now
Everything in Starter, plus….
  • Option to accept online payments at a discounted rate

  • Auto-import bank transactions

  • Auto-merge and categorize bank transactions

  • Digitally capture unlimited receipts and track expenses

  • Automate late payment reminders

  • And more!

starter
Plan

Just starting your business or looking for the basics? This is the place.

$0
Get started now
  • Create unlimited estimates, invoices, bills, and bookkeeping records

  • Option to accept online payments

  • Invoice on-the-go via the Wave app

  • Manage cash flow and customers in one dashboard

pro
Plan
Recommended

Want to look more polished, save more time, and conquer cash flow? It’s Pro time.

$220CAD/year

Billed annually

$170/year

Billed annually

Get started now
Everything in Starter, plus….
  • Option to accept online payments at a discounted rate

  • Auto-import bank transactions

  • Auto-merge and categorize bank transactions

  • Digitally capture unlimited receipts and track expenses

  • Automate late payment reminders

  • And more!

starter
Plan
$0
Get started now
  • Create unlimited estimates, invoices, bills, and bookkeeping records

  • Option to accept online payments

  • Invoice on-the-go via the Wave app

  • Manage cash flow and customers in one dashboard

pro
Plan
Recommended
$220CAD/year

Billed annually

$170/year

Billed annually

Get started now
Everything in Starter, plus….
  • Option to accept online payments at a discounted rate

  • Auto-import bank transactions

  • Auto-merge and categorize bank transactions

  • Digitally capture unlimited receipts and track expenses

  • Automate late payment reminders

  • And more!

*Active subscription required. While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for an unlimited number of transactions during the offer period. After the offer ends: over 10 transactions per month at 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction. Discover processing is only available to US customers. See full terms and conditions

**We use Plaid to facilitate bank connections. Not all financial institutions are supported so we can’t guarantee that you will be able to connect an account. Check Plaid's troubleshooting guide for more information or learn more about how bank connections work at Wave.

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