Table of contents
Hamburger menu icon

Your business, your way—with a little help from Wave

By Wave
By Wave
December 8, 2025
5 minutes read

Running a business isn’t about spreadsheets and admin; it’s about bringing your ideas to life. And the less time you spend untangling finances, the more time you have to do what you actually love.

That’s why everything we build starts with one question: How can Wave help you run your business with more ease and confidence?

Over the past year, you’ve shared what slows you down, what gives you stress, and what would help your business run more smoothly. We’ve been listening and turning that feedback into smarter, simpler tools designed to work the way you do.

The results? Fewer headaches, more momentum, and one connected experience that grows with your business.

Here’s what’s new, and how it helps you move forward with confidence.

Get paid sooner and stay in control of cash flow

Estimates and deposits (for Pro Plan users)

Winning new work is exciting — waiting to get paid isn’t.

Now you can:

  • Accept deposits directly on estimates, so you lock in projects faster
  • Stabilize cash flow by collecting upfront
  • Move work forward with confidence, knowing projects are approved and funded

Your customers can review and approve estimates right inside Wave — no emails, no guessing, no delays. And if someone overpays? Apply the extra amount to their next invoice automatically and skip the awkward follow-up.

Less friction, faster starts!

Spend less time switching tools and more time getting work done

New integrations that bring everything together

You already use multiple tools. Wave helps them work better together so you don’t have to juggle tabs all day.

Connect Wave with:

  • Make to design, build, and automate your workflows in minutes, right in Wave.
  • Driversnote to log your trips automatically and generate accurate mileage reports straight from your phone.
  • Minutedock to track your time and record what you worked on, like reporting, client billing, or payroll.

Everything flows into one place, giving you clearer records and fewer manual steps.

And we’re just getting started. More integrations are coming to help you simplify even further.

Connect Wave with:

  • Make to design, build, and automate your workflows in minutes, right in Wave.
  • Driversnote to log your trips automatically and generate accurate mileage reports straight from your phone.
  • Minutedock to track your time and record what you worked on, like reporting, client billing, or payroll.

Everything flows into one place, giving you clearer records and fewer manual steps.

And we’re just getting started. More integrations are coming to help you simplify even further.

Know exactly where your money stands

A simpler, smarter reconciliation experience

Keeping your books accurate just got easier. With Wave’s updated reconciliation experience, you can:

  • Match transactions and bank statements in one unified view
  • Quickly resolve outstanding items
  • Feel confident your books are accurate and compliant

It’s a smoother, more intuitive process that gives you real clarity, without the stress.

Learn more about how to reconcile your accounts.

Stretch your budget further with Wave Perks

Exclusive discounts designed for small businesses

Growing a business is expensive. Wave Perks helps you save where it counts.

Get access to exclusive offers on:

  • Banking built for small businesses with Bluevine business banking account.
  • Exclusive rates with H&R Block Small Business experts to breeze through tax season.
  • Lending, incorporation, insurance, websites, and more

Wave Perks is your shortcut to trusted partners so you can invest more in what matters most.

Set payroll on autopilot and breathe easier

Automated tax payments (US businesses)

Payroll shouldn’t keep you up at night.

Wave now automatically pays and files payroll taxes for US businesses across all 50 states so you don’t have to track deadlines, forms, or calculations yourself.

Whether you pay employees, contractors, or yourself, it’s one less thing on your plate, and one big reason to feel confident heading into the year ahead.

Protect your business with stronger security

Your financial data matters. That’s why Wave now offers:

  • Multi-factor authentication (MFA) for extra account protection
  • Sign-in with Apple ID for faster, more secure access

You stay focused on growing your business, while we help keep your account secure.

Get expert help without the big-firm price tag

Wave Advisors

Sometimes you don’t need software, you need a human. Wave Advisors gives you affordable access to experts who can:

  • Keep your books accurate and up to date
  • Guide you through payroll setup and ongoing questions
  • Help you get ahead of tax season with confidence

You get personalized guidance, without losing control of your business. Learn more about services to help your business grow.

Your feedback shapes what comes next

Wave gets better because of you.

This year, we launched our first customer research panel to give you a direct voice in shaping the tools you rely on every day. Sign up here to have your voice heard!

You can also submit ideas anytime through the “Share suggestion” button on desktop or mobile. We read every submission, and many of the updates above started with feedback just like yours!

Looking ahead to 2026

We want to bring you an even more powerful and more intuitive Wave experience. Coming next:

  • Deeper reporting and a smarter dashboard
  • Better tracking with audit trails and progress updates
  • Even stronger security across your account
  • A more seamless payments experience to help you get paid faster

The future looks bright, and we’re here to give you clarity, confidence, and more time back as your business grows.

Here’s to what you’re building next!

starter
Plan
starter
Plan
$0
pro
Plan
$16USD
$20CAD/mo
Option to accept online payments
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0*
per credit card transaction
for first 10 transactions/mo
Unlimited invoices, estimates, bills
Grey checkmark
Blue checkmark
Add your logo and brand colors
Grey checkmark
Blue checkmark
Automate late payment reminders
with online payments
Blue checkmark
Wave mobile app
Grey checkmark
Blue checkmark
Unlimited bookkeeping records
Grey checkmark
Blue checkmark
Dashboard and reports
Grey checkmark
Blue checkmark
Auto-import transactions
Blue checkmark
Auto-merge transactions
Blue checkmark
Auto-categorize transactions
Blue checkmark
Add users
Blue checkmark
Live-person chat and email support
with any paid add-on
Blue checkmark
Digitally capture unlimited receipts
additional fee
Blue checkmark
Payroll
additional fee
additional fee
Hire a bookkeeper
additional fee
additional fee
Option to accept online payments
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0*
per credit card transaction
for first 10 transactions/mo
Unlimited invoices, estimates, bills
Grey checkmark
Blue checkmark
Add your logo and brand colors
Grey checkmark
Blue checkmark
Automate late payment reminders
with online payments
Blue checkmark
Wave mobile app
Grey checkmark
Blue checkmark
Unlimited bookkeeping records
Grey checkmark
Blue checkmark
Dashboard and reports
Grey checkmark
Blue checkmark
Auto-import transactions
Blue checkmark
Auto-merge transactions
Blue checkmark
Auto-categorize transactions
Blue checkmark
Add users
Blue checkmark
Live-person chat and email support
with any paid add-on
Blue checkmark
Digitally capture unlimited receipts
additional fee
Blue checkmark
Payroll
additional fee
additional fee
Hire a bookkeeper
additional fee
additional fee
starter
Plan
$0
Legacy businesses
New businesses
pro
Plan
$19
USD or
$25
CAD/month
starter
Plan
$0
Legacy businesses
New businesses
pro
Plan
$19
USD or
$25
CAD/month
Invoicing + payments
Option to accept online payments
(and create unique links with checkouts)
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0*
per credit card transaction
for first 10 transactions/mo

Send invoices, estimates, and other docs:

  • via links or PDFs
Grey checkmark
Grey checkmark
Blue checkmark
  • automatically, via Wave
with online payments
with online payments
Blue checkmark
Automate late payment reminders
with online payments
with online payments
Blue checkmark
Add your logo and brand colors
Grey checkmark
Grey checkmark
Blue checkmark
Remove Wave branding from footers
Blue checkmark
Add attachments to invoices and estimates (NEW!)
Blue checkmark
Create reusable message templates (NEW!)
Blue checkmark
Invoice and estimate in the mobile app
Grey checkmark
Grey checkmark
Blue checkmark
Accounting
Unlimited bookkeeping records
Grey checkmark
Grey checkmark
Blue checkmark
Auto-import bank transactions
Auto-merge and categorize transactions
Add users to your business
businesses already auto-importing bank transactions and/or that already have users added to their businesses as of May 1, 2024
Blue checkmark
Blue checkmark
Blue checkmark
Digitally capture unlimited receipts
with receipts add-on
with receipts add-on
Blue checkmark
Manage accounting transactions in the mobile app and sync with desktop (NEW!)
with receipts add-on
with receipts add-on
Blue checkmark
Other Wave features
Dashboard and reports
Grey checkmark
Grey checkmark
Blue checkmark
Live-person chat + email support
with any optional add-on
with any optional add-on
Blue checkmark
Optional add-ons
Receipts
nothing changes
additional fee
included
Payroll
nothing changes
additional fee
additional fee
Advisors
nothing changes
additional fee
additional fee
Invoicing + payments
Option to accept online payments
(and create unique links with checkouts)
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0.60
per credit card transaction
Starting at
2.9% + $0*
per credit card transaction for first 10 transactions/mo
Send invoices, estimates, and other docs via links or PDFs
Grey checkmark
Grey checkmark
Blue checkmark
Send invoices, estimates, and other docs automatically, via Wave
with online payments
with online payments
Blue checkmark
Automate late payment reminders
with online payments
with online payments
Blue checkmark
Add your logo and brand colors
Grey checkmark
Grey checkmark
Blue checkmark
Remove Wave branding from footers
Blue checkmark
Add attachments to invoices and estimates (NEW!)
Blue checkmark
Create reusable message templates (coming NEW!)
Blue checkmark
Invoice and estimate in the mobile app
Grey checkmark
Grey checkmark
Blue checkmark
Accounting
Unlimited bookkeeping records
Grey checkmark
Grey checkmark
Blue checkmark
Auto-import, -merge, and -categorize bank transactions
businesses already auto-importing bank transactions and/or that already have users added to their businesses as of May 1, 2024
Blue checkmark
Add users to your business
businesses already auto-importing bank transactions and/or that already have users added to their businesses as of May 1, 2024
Blue checkmark
Digitally capture unlimited receipts
with receipts add-on
with receipts add-on
Blue checkmark
Manage accounting transactions in the mobile app and sync with desktop (NEW!)
with receipts add-on
with receipts add-on
Blue checkmark
Other Wave features
Dashboard and reports
Grey checkmark
Grey checkmark
Blue checkmark
Live-person chat + email support
with any optional add-on
with any optional add-on
Blue checkmark
Optional add-ons
Receipts
nothing changes
additional fee
included
Payroll
nothing changes
additional fee
additional fee
Advisors
nothing changes
additional fee
additional fee

*While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for the first 10 transactions of each month of your subscription, then 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction. Discover processing is only available to US customers. See full terms and conditions for the US and Canada. See Wave’s Terms of Service for more information.

By Wave
Categories:

The information and tips shared on this blog are meant to be used as learning and personal development tools as you launch, run and grow your business. While a good place to start, these articles should not take the place of personalized advice from professionals. As our lawyers would say: “All content on Wave’s blog is intended for informational purposes only. It should not be considered legal or financial advice.” Additionally, Wave is the legal copyright holder of all materials on the blog, and others cannot re-use or publish it without our written consent.

Financial software that helps you run your business and pay your team better.

You didn't start your business to be a bookkeeper