Free accounting software for self employed

You love the lifestyle that comes with being self-employed, but you may not love the often complicated accounting responsibilities that come with it. Let Wave help you manage your finances so you can focus on building your business.

Get started, 100% free

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Keep the revenue flowing in

Wave can help make sure you are paid for your hard work. Get rid of late payments by including features like automated reminders and recurring invoices. Make it easy and convenient for your clients to pay by offering options such as bank transfers, credit cards, and online payments.

Manage your money anywhere, anytime

Wave is cloud-based, so you can securely access your accounting software and your financial information anywhere you are – whether you are working in your pjs, or waiting for a meeting to start. You can also choose from Wave’s selection of free, beautifully designed invoice templates to make sure every touch point with your client instills confidence in your personal brand.

My fav tool for invoicing and accounting is Wave. Totally free. Easy-to-use. And I love the interface!

Julienne Desjardins - Digital Marketer

Run your business your way

As a self-employed professional, your flexibility is a huge advantage, so you need financial processes that are as flexible as you are. This accounting software is designed especially for self-employed individuals and freelancers like you, and can be easily customized for any size business and any type of goods or services you provide.

On your mark, get set… go!

It’s easy to set up an account and get started. And best of all – it’s free! You can add features as you need them, such as bank account connections and real-time transaction updates, and you can easily make changes if your accounting or business requirements change.

Get your money into your pocket faster

Keep your income flowing in with the help of flexible payment options, and money transfers in as little as two days. Access your books at home or on the go, track business-related expenses like travel and office supplies, and set up the systems and automations you need to take control of your cash flow and keep more of your money.

Find effective ways to grow your business

Create graphs, charts, and dashboards to see at a glance where your income is coming from and which expenses are cutting into your bottom line. You can then dig down as deep as you like with expense tracking and customized reports to manage your revenue, categorize expenses, and find cost-cutting opportunities. You’ll also experience peace of mind knowing your personal financial information is backed-up and secure.

Make your life easier with the right accounting

Since you are self-employed you don’t have the resources of a large company to make sure you are paid properly and your books are balanced. Wave accounting software is the solution you need to take charge of your business and keep your hard-earned income safe.

Protect your money

You work hard to make your business a success – that’s why Wave uses both physical and digital protection to keep your money safe. Connect to your bank with read-only and 256-bit encryption. Wave is also PCI Level-1 certified – which is often necessary with third-party merchant service providers.

Make tax time work for you

Wave’s smart dashboard efficiently organizes your income, expenses, payments, and invoices for fast and accurate tax preparation. You’ll have all the information you need to ensure you don’t miss out on any tax incentives that could grow your business, minimize taxes, and help you keep more of your money.

Get your accountant in on the action

Safely hand off your books to your accountant by adding them as a limited user. Since Wave uses accountant-approved, real double entry accounting, your accountant will have all the information they need. You can also email exported financial statements and reports directly from Wave.