Free accounting software built for freelancers

Freelancing is fun, but accounting and admin tasks can cause headaches. Wave’s freelance accounting software can help you manage invoices and cash flow, allowing you to focus on what you love most: growing your business!

Get started, 100% free
Get money into your pocket faster

Keep your income flowing by offering flexible payment options to your customers, including online payments, credit cards, and bank transfers. Set up automated reminders and recurring invoices to reduce heavy lifting. Get paid quicker with money transfers in as little as two days.

Organize your bookkeeping

Wave’s dashboard organizes your income, expenses, accounting records, payments, and invoices, all in one place. Make tax season fast and simple, and discover additional tax incentives that could help you grow your freelance business and keep more of your money.

My fav tool for invoicing and accounting is Wave. Totally free. Easy-to-use. And I love the interface!

Julienne Desjardins - Digital Marketer

Unlimited accounting, 100% free

Try Wave for free

Take control of your business

Freelancing gives you flexibility to run your business your way. Wave’s accounting software is customizable to fit your needs. Use software that’s specifically designed for freelancers like you.

On your mark, get set…go!

Setting up an account with Wave is fast, easy, and the low low price of free! As your business grows, you can add more accounting features as you need them. Set up bank account connections and add real-time transaction updates to keep your business running smoothly.

Manage your freelance income anywhere

Wave’s freelance accounting software is cloud-based, so you can securely access your account and business information anywhere you are – whether you’re working in your pjs, waiting for a client meeting to start, or taking a well-deserved break. Get the business insights you need, exactly when you want them.

Find ways to grow your business

Create graphs, charts, and dashboards to quickly assess where your income is coming from and which expenses are cutting into your bottom line. Dig down into detailed data with expense tracking and customized reports to manage your revenue, categorize expenses, and find cost-cutting opportunities. You’ll also experience peace of mind knowing your personal financial information is backed-up and secure.

Get accounting support on your freelance journey

Running a lean and mean freelance business can make balancing your books a hassle. Wave’s accounting software and additional services can help take charge of your business and keep your hard-earned income safe as you grow your business.

Protect your money

You work hard to make your business a success – that’s why Wave uses both physical and digital protection to keep your money safe. Connect to your bank with read-only and 256-bit encryption. Wave is also PCI Level-1 certified – which is often necessary with third-party merchant service providers.

Get your accountant in on the action

Safely hand off your books to your accountant by adding them as a limited user. Since Wave uses accountant-approved, real double entry accounting, your accountant will have all the information they need. You can also email exported financial statements and reports directly from Wave.

Access professional business services

Don’t have an accountant? Want to eliminate business bookkeeping from your to-do list? Our in-house bookkeepers, tax professionals, and accounting coaches will keep you headed in the right direction during the year and compliant at tax time.

Unlimited accounting, 100% free

Try Wave for free

Customers love Wave

4.4 out of 5 stars based on user reviews collected by G2Crowd as of Spring 2022.

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4.4 out of 5 stars

Frequently Asked Questions

Is your software actually free?

Yes! Our invoicing, accounting, and US-only banking software is 100% free—no trials, subscriptions, or hidden fees.

What’s the catch—how does Wave make money?

Wave makes money through our optional, paid money management products. Depending on your business needs, you can choose to pay for online payment processing, payroll, and 1:1 advisors. This allows our core software—invoicing, accounting, and business banking (currently only available to sole proprietors in the US)—to always be free.

Do I need to enter my credit card details to sign up?

Put your wallet away. You won’t need to enter a credit card unless you want to use our payroll service. Just create your account and get started for free.

Do I need to install any software?

Wave is 100% web-based, so you just need an Internet connection and browser. You can, however, download and install our mobile invoicing app for iOS and Android.

Is my data secure?

Completely. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

Do you provide customer support?

We provide different levels of support for customers who use different parts of Wave. Full details on how Wave support works are available here.

It takes only a few minutes to make your life easier with the best accounting software for freelancers.

Use software that’s specifically designed for freelancers like you.