Free accounting software for churches

Churches give the members of their community the faith, wisdom, and compassion to help create a better world. Let Wave accounting software help you manage the church finances so you can focus on your important work.

Create your free account
Spend more time where it’s needed

Wave is cloud-based, so you can securely access your accounting software and your financial information anywhere you are. Reconcile expenses, record donations, and manage receipts whenever it is most convenient.

Cover all your church requirements

From payroll services, to unlimited bank connections, online donation processing, and more, Wave has a variety of features to help you keep your church running smoothly and cost-effectively.

Accounting software that's easy for everyone to use

Easy to use, and fully customizable, our accounting software can streamline financial processes and help you make the most efficient use of resources.

My fav tool for invoicing and accounting is Wave. Totally free. Easy-to-use. And I love the interface!

Julienne Desjardins - Digital Marketer

Unlimited accounting, 100% free

Try Wave for free

Helping you serve the community and your church

Although a church is not run as a profit-making business, you still need to balance expenses with income from donations and other sources of revenue to keep the doors open. This accounting software is designed especially for churches and can be easily customized for your church size and the community services you provide.

Simple accounting for complex needs

From donations and tax receipts, to fundraising, taxes, and room rental, churches can have complex accounting requirements. Simplify your accounting by creating a free Wave account and add on the features you need, such as unlimited bank account connections, payroll services, and real-time donation updates.

Put more money back into the church

Get a big picture view of your church’s financial position with easy-to-understand graphs, charts, and dashboards. Use expense tracking and customized reports to manage accounts payable, categorize expenses, and find cost-cutting opportunities. You’ll also experience peace of mind of knowing your church’s information is backed-up and secure.

Share the financial duties

Easily add limited permissions so board members, volunteers, and other members of your congregation can use their expertise to help manage the Church’s finances. You can quickly get them up to speed to help find cost efficiencies and make the most of the church’s resources.

Make an impact on your church through efficient accounting

The important work your church does changes with the needs of your community. A flexible accounting system helps you adapt to changing circumstances so you can make a difference where it is needed most.

Ensure your church’s financial health

Our expense tracking and business reporting makes it easy for you to understand your church’s finances. You can categorize costs, and compare fundraising numbers, yearly donations, and services provided so you can find opportunities to do even more good work.

Focus on what matters

Free up your time from business and money matters so you can focus on helping the less fortunate in your community. With Wave you can connect your bank accounts in seconds for automatic transaction reconciliation, and make it convenient for people to contribute with online donations. Wave also uses physical and digital protection to keep the church’s money safe.

Tax time responsibilities

Wave uses authentic double entry accounting software so your church expenses are accurately recorded and coded, making it easy to hand off year-end reports to your accountant at tax time. You can also add your accountant as a limited user so they can securely access the information they need.

Unlimited accounting, 100% free

Try Wave for free

Customers love Wave

4.4 out of 5 stars based on user reviews collected by G2Crowd as of Spring 2022.

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4.4 out of 5 stars

Frequently Asked Questions

Is your software actually free?

Yes! Our invoicing, accounting, and US-only banking software is 100% free—no trials, subscriptions, or hidden fees.

What’s the catch—how does Wave make money?

Wave makes money through our optional, paid money management products. Depending on your business needs, you can choose to pay for online payment processing, payroll, and 1:1 advisors. This allows our core software—invoicing, accounting, and business banking (currently only available to sole proprietors in the US)—to always be free.

Do I need to enter my credit card details to sign up?

Put your wallet away. You won’t need to enter a credit card unless you want to use our payroll service. Just create your account and get started for free.

Do I need to install any software?

Wave is 100% web-based, so you just need an Internet connection and browser. You can, however, download and install our mobile invoicing app for iOS and Android.

Is my data secure?

Completely. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

Do you provide customer support?

We provide different levels of support for customers who use different parts of Wave. Full details on how Wave support works are available here.

Free accounting software for churches.

Powerful and 100% free accounting software that has everything you need to confidently run your own business.