Get paid online for only 1% per transaction
Accept bank payments for only 1% per transaction and get paid out in just 2-7 business days. Your 100% free Wave account includes unlimited invoicing, accounting, and expense tracking.Create your free account
Everything you need in one place
With Wave, your invoices and payments automatically flow into your accounting records. You’ll never lose track of payments again, and you’ll be all set at tax time.
Give your customers what they want
Your customers don't want to pay with cheques. Only 15% of purchases are made by cheque, and that number is going down. Bank payments are easy and online, with no credit card required.
Get paid faster than cheques
Get your money in 2-7 business days when your customers use bank payments. Faster payments mean better cash flow.
Wave at a glance
"Wave = Love. I never knew what I was missing before I tried Wave Payments. Chasing money and doing the books is awful. With Wave Payments, business is fun again."
Low fees, no surprises
Pay only for the transactions you process—no hidden fees or monthly charges, with simple-to-understand fees: just 1% per transaction, $1 minimum fee.
Safe and secure
Our servers are protected physically and electronically. Any connection between you, Wave, and your bank or credit card company is protected by 256-bit SSL encryption. Payments by Wave is a PCI-DSS Level 1 Service Provider.
How it works
Send your invoices
Email invoices with a secure “Pay Now” button after you’ve turned on the online payments option.
Get paid online
Customers can pay instantly by credit card or secure bank payment when they view the invoice online.
Money gets deposited
You’ll receive the money in your bank account in 2-7 business days.