Online payments = on-time payments
Online payments allows you to get paid quickly by bank deposit, credit card, and Apple Pay.
Payment solutions for your business
- Get paid in 1-2 business days1
- Fees as low as 1%2
- Customer convenience
Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!
How accepting cards and digital payments works
1. Send your invoices
Email invoices with a secure “Pay Now” button after you’ve enabled the online payments option.
2. Get paid online
Customers can pay instantly by credit card or Apple Pay when they view the invoice online.
3. Money is deposited
You’ll receive the money in your account in 1 business day (Canada), or 2 business days (US)1.
Priced right for small businesses
Use what you need. Pay for what you use. No surprises.
- Get paid out in 1-2 business days1
- Customers pay by any major credit card right from your invoice
- Accept digital wallet payments through Apple Pay
- Get paid out in 1-7 business days1
- Customers pay right from their bank account
See all Payments features
- Simple fee structure with low rates and no hidden fees
- All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
- Compatible with Apple Pay
- Get paid within 1-2 business days for credit card payments and 1-7 business days for bank payments1
- Accept credit card payments over the phone, online, or in person
- Set up recurring billing with automatic payments for your repeat customers
- Bank-grade security for all online payments
- Automate bookkeeping: payments connect seamlessly with your Wave account
1 Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments. Deposit times may vary due to processing cutoff times, third party delays, or risk reviews.
2 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit the pricing section for details.
A few notes about accepting online payments through Wave:
Approval is subject to eligibility criteria, including identity verification and credit review. Payments are a pay-per-use feature; no monthly fees here! Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). In some cases, we may hold funds and request more information if we need it for the protection of your business and Wave's.
Instant Payout is an additional service offered by Wave subject to user and payment eligibility criteria. A 1% fee is applied to the amount you withdraw from your available balance, in addition to regular processing fees. The minimum withdrawal amount is $25. Deposits are sent to the debit card linked to your account in up to 30 minutes. Deposit times may vary due to processing cutoff times or third party delays.