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If your country isn't on our list, you can still use Wave's 100% free invoicing and accounting software to run your business better.

Check Out Accounting Check Out Invoicing
More choice, lower cost

Give your customers the convenient option to pay your invoices right from their bank account to yours for only 1% per transaction.

Give your customers what they want

Your customers don't want to pay with checkcheques. Only 15% of purchases are made by checkcheque, and that number is going down. Bank payments (ACH)(EFT) are easy and online, with no credit card required.

Give your customers what they want
What are bank payments, exactly?
Wave's bank payments (ACH)(EFT) option is like paying by checkcheque, but without the hassle for you and your customers. Your customers follow a few quick and easy steps online to pay your invoices, and Wave does the rest. No more waiting for a checkcheque in the mail or running around collecting payments in person. You'll get paid fast and save yourself and your customers time.

Get paid faster than chequeschecks

Get your money in 2-77 business days when your customers use bank payments (ACH)(EFT). Faster payments mean better cash flow.

Give your customers what they want

Safe and secure

Feel confident knowing your business’s and 
your customers’ financial data are protected by 
the highest level of certified bank-grade 
security practices.

Give your customers what they want
Everything you need in one place

With Wave, your invoices and payments automatically flow into your accounting records. You’ll never lose track of payments again, and you’ll be all set at tax time.

Everything in one place Everything in one place

MarketWired — Survey Data Suggests the Death of Checks

  • Pricing
  • 1
    per transaction, $1 minimum fee
  • 2-77 business days
    to get paid out

Set up a free Wave account and accept bank payments (ACH)(EFT) for a low fee. Unlimited invoicing, accounting, and expense tracking are included, 100% free.

  • Why choose Payments by Wave?
    • Pay only for the transactions you need—no hidden fees or monthly charges.
    • Connects seamlessly with your accounting and invoicing.

How it works

Send your invoices Send your invoices
Send your invoices

Email invoices with a secure “Pay Now” button after you’ve turned on the online payments option.

Get paid online
Get paid online

Customers can pay instantly by secure bank payment (ACH)(EFT) when they view the invoice online.

Money gets deposited
Money gets deposited

You’ll receive the money in your bank account in 2-77 business days.

Some of the great features you'll enjoy

  • Online payments at amazing low rates
  • No hidden fees
  • Perfect for those invoices when credit card payments aren't the right option
  • More convenient ways for your customers 
to pay
  • Get paid out in 2-77 business days
  • Bank-grade security for all online payments
  • Automate your bookkeeping: Your payments connect seamlessly with your accounting records, to keep you organized without 
lifting a finger

Get Started Now

Even more ways to get paid

Try credit card payments for another hassle-free way to get paid online.

Learn More About Credit Card Payments

I want to try Payments by Wave


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