Payments by Wave

Getting paid has never been this easy!

  • Online payments: Accept credit cards right on your invoices.
  • Seamless integration with Wave's accounting tools, so you have better insights into your money.
  • No extra fees! Never deal with setup fees, monthly fees, or card storage fees.
  • Payments are transferred to your bank account in 2 business days.
  • Wave is certified PCI level 1 compliant for credit card processing — the most stringent level of certification available.

Accept credit cards today!

Easily sign up to accept Visa, MasterCard, American Express, Discover and more.

Powered by Stripe

Enable online payment of your invoices in 3 simple steps:


Create a free Wave account or sign in to your existing Wave account.


Once you’re all set up and in the app, click "Accept Credit Cards".


Click the big green button. That's it! When you receive your first payment, we'll ask you to complete a small form about your business.

Fill out the simple form and you’re ready to start accepting payments!

Pricing you can understand

No scary fine print. No weird exceptions.

Credit card processing fees are usually mysterious: There's a posted fee, and then there are a million exceptions, so what you pay is never what you thought. Not with Wave. Our simple fee structure is easy to understand and honest. There are no monthly fees, no setup fees, and no surprises.

30 cents +


per transaction

United States Canada
United States, Canada
2.9% + 30¢
All credit cards
United Kingdom
United Kingdom
1.9% + 20p
U.K. issued cards
2.9% + 20p
Non-U.K. issued cards
1.75% + 30¢
Australia issued cards
2.9% + 30¢
Non-Australia issued cards, and American Express
2.4% + 24c
All credit cards
Spain Spain,   Denmark Denmark,   Netherlands The Netherlands,   Belgium Belgium,   Luxembourg Belgium   — 2.9% + 30¢ for All credit cards
France France — 1.8% + 25c for France issued cards, 2.9% + 25c for Non-France issued cards
Finland Finland — 2.0% + 20¢ for Finland issued cards, 2.9% + 20¢ for Non-Finland issued cards