Accept credit card and online payments through your invoices

None

Wave makes getting paid fast (we're talking 1 to 2 days-fast1), frictionless, and fun.

See money in your bank account faster than ever

  • Send professional invoices
  • Get paid fast via credit card
  • Easily manage cash flow
  • Send professional invoices
  • Get paid fast via credit card
  • Easily manage cash flow
  • Simple, reliable, and secure
  • Easily manage cash flow
  • Be ready for tax time

Improve your cash flow

Faster payments mean better cash flow. Accept all major credit cards so your customers can pay your invoices online, instantly.

Improve your cash flow

Faster payments mean better cash flow. Accept all major credit cards so your customers can pay your invoices online, instantly.

Get paid faster

Get paid in 1 to 2 days1, enhance your brand, and look professional when you enable Wave's online payments feature. Accept most credit card payments for 2.9% + $0.60 per transaction, or 3.4% + $0.60 per AMEX transaction.

With our Pro Plan, you can unlock rates starting at 2.9% + $02 for the first 10 credit card transactions each month.

Get paid faster

Get paid in 1 to 2 days1, enhance your brand, and look professional when you enable Wave's online payments feature. Accept most credit card payments for 2.9% + $0.60 per transaction, or 3.4% + $0.60 per AMEX transaction.

With our Pro Plan, you can unlock rates starting at 2.9% + $02 for the first 10 credit card transactions each month.

Automatic credit card payments

Get paid every month without lifting a finger. Customize invoice schedules for recurring customers and charge your clients’ cards automatically.

See money in your bank account faster than ever

Improve your cash flow

Faster payments mean better cash flow. Accept all major credit cards so your customers can pay your invoices online, instantly.

Get paid faster

Get paid in 1 to 2 days1, enhance your brand, and look professional when you enable Wave's online payments feature. Accept most credit card payments for 2.9% + $0.60 per transaction, or 3.4% + $0.60 per AMEX transaction.

With our Pro Plan, you can unlock rates starting at 2.9% + $02 for the first 10 credit card transactions each month.

Automatic credit card payments

Get paid every month without lifting a finger. Customize invoice schedules for recurring customers and charge your clients’ cards automatically.

Safe and secure card payments

Feel confident knowing your business and customer data are protected by the highest level of certified bank-grade
security practices.

‍

Improve your cash flow

Faster payments mean better cash flow. Accept all major credit cards so your customers can pay your invoices online, instantly.

Get paid faster

Get paid in 1 to 2 days1, enhance your brand, and look professional when you enable Wave's online payments feature. Accept most credit card payments for 2.9% + $0.60 per transaction, or 3.4% + $0.60 per AMEX transaction.

With our Pro Plan, you can unlock rates starting at 2.9% + $02 for the first 10 credit card transactions each month.

Automatic credit card payments

Get paid every month without lifting a finger. Customize invoice schedules for recurring customers and charge your clients’ cards automatically.

Safe and secure card payments

Feel confident knowing your business and customer data are protected by the highest level of certified bank-grade
security practices.

‍

Improve your cash flow

Faster payments mean better cash flow. Accept all major credit cards so your customers can pay your invoices online, instantly.

Get paid faster

Get paid in 1 to 2 days1, enhance your brand, and look professional when you enable Wave's online payments feature. Accept most credit card payments for 2.9% + $0.60 per transaction, or 3.4% + $0.60 per AMEX transaction.

With our Pro Plan, you can unlock rates starting at 2.9% + $02 for the first 10 credit card transactions each month.

Automatic credit card payments

Get paid every month without lifting a finger. Customize invoice schedules for recurring customers and charge your clients’ cards automatically.

Safe and secure card payments

Feel confident knowing your business and customer data are protected by the highest level of certified bank-grade
security practices.

‍

Processing fees

STARTERPlan
Select plan
Credit cards
For the first 10 transactions each month, followed by Starter Plan rates 👈
per Visa, Mastercard or
Discover (US only) transaction.
2.9% + $0.60
2.9% + $0*
per Amex transaction
3.4% + $0.60
3.4% + $0*
STARTERPlan
PROPlan
Credit cards
2.9% + $0.60
2.9% + $0*
For the first 10 transactions each month, followed by Starter Plan rates 👈
per Visa, Mastercard or
Discover (US only) transaction.
2.9% + $0.60
2.9% + $0*
per Amex transaction
3.4% + $0.60
3.4% + $0*

"Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!"

Estelle Tracy

"Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!"

Estelle Tracy
Headshot of Wave customer Estelle Tracy.

Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!

Estelle Tracy - 37 Chocolates
Headshot of Wave customer Estelle Tracy.

Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!

Estelle Tracy - 37 Chocolates

Even more ways to get paid: Bank payments

Even more ways to get paid: Bank payments

Learn more

See all Payments features

  • Simple fee structure with low rates and no hidden fees

  • All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express

  • Compatible with Apple Pay

  • Get paid within 1-2 business days for credit card payments and 1-7 business days for bank payments1

  • Set up recurring billing with automatic payments for your repeat customers with the Pro Plan or online payments

  • Request deposits through your Wave estimates

  • Bank-grade security for all online payments

  • Payments connect seamlessly with your Wave account, keeping your books in-sync

1 Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments. Deposit times may vary due to processing cutoff times, third party delays, or risk reviews.

2
While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for the first ten cumulative transactions in a monthly subscription period, then 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction thereafter. Discover processing is only available to US customers.

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​​A few notes about accepting online payments through Wave:
‍
Approval is subject to eligibility criteria, including identity verification and credit review. Payments are a pay-per-use feature. Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). In some cases, we may hold funds and request more information if we need it for the protection of your business and Wave's.

‍
Instant payouts is an additional service offered by Wave subject to user and payment eligibility criteria. A 1% fee is applied to the amount you withdraw from your available balance, in addition to regular processing fees. The minimum withdrawal amount is $25. Deposits are sent to the debit card linked to your account in up to 30 minutes. Deposit times may vary due to processing cutoff times or third party delays.

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Make bookkeeping a breeze.

Over $24 billion in Wave invoices sent each year. 100% secure payments.

Start sending professional invoices in minutes

Get your money faster with online payments

Make bookkeeping a breeze.

Over $24 billion in Wave invoices sent each year. 100% secure payments.

Start sending professional invoices in minutes

Get your money faster with online payments

Get started for free