Our accounting software, invoicing software, or US-only banking software are 100% free. There are no trials, subscriptions, or hidden fees.

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Wave's optional paid features include online payment processing, payroll software, and access to personalized bookkeeping services and coaching through Wave Advisors. If you're interested in using payroll software, you can start a free 30-day trial when you sign up for Wave.

Wave makes money through our optional, paid money management features include online payment processing, payroll software, and access to personalized bookkeeping services and coaching through Wave Advisors. These features help keep our invoicing, and accounting, free.

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If you're interested in our payroll software, you can start a free 30-day trial when you sign up for Wave.

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Wave's money management tools are web-based, so you just need an Internet connection and browser to manage your books. No installation is necessary for our online software!

If you're looking for an on-the-go money management solution, you can also install our mobile app to help you manage invoices and payments. Download our mobile app on iOS and Android today!

Completely. Our servers are protected physically and electronically. Any connections between you, your bank accounts, and Wave are protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

We provide different levels of support for customers who use different features and services from Wave. Full details on how Wave support works are available here.

Sign up for a free Wave account and send your first invoice right away—it only takes a few minutes! You can also set up recurring payments, auto-reminders, and deposit requests to make sure you always get paid on time.

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With Wave’s web-based invoicing software, you can create and send invoices for your business in just a few clicks from your computer. All you need is an Internet connection and a browser! 

If you’re on-the-go, you can also send invoices from your phone or other mobile device using the Wave app.

Most definitely! The Wave app lets you easily generate and send invoices to your clients wherever and whenever you need to.

We sure do! Wave's recurring billing feature automates your business invoicing process, allowing you to schedule everything from invoice creation and sending to payment collection and sending overdue payment reminders to customers.

Your customers can pay the invoices you send them instantly by credit card, secure bank payment (ACH/EFT), or Apple Pay. And by enabling Wave’s payments feature, you can accept credit cards and bank payments for as little as 1%² per transaction and get paid out in as fast as 1-2 business days¹.

A common issue when invoicing in Microsoft Word, Excel, or other DIY solutions is making calculation errors. Wave's invoicing software for small businesses removes the worry of making these errors because calculations are done for you, including the taxes.

Electronic invoices are created with online invoicing software or other cloud-based services, which makes it easy to automate the invoicing process. Electronic invoices also provide small business owners with professional-looking digital invoices that their customers can pay easily online through a system like Wave’s online payments.

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On the other hand, paper-based invoicing is a manual process requiring extra time for things like invoice tracking and following up on overdue invoices, which can keep you away from the best parts of running your small business.

Manually creating invoices in Microsoft Word or Excel can be time-consuming and difficult to manage. Digital invoicing empowers your small business by automating invoice processing and saving time by tracking key invoice data like upcoming and outstanding invoices. You can also manage late payments more efficiently through e-invoicing by setting up payment reminders to send to your customers before an invoice due date.

Absolutely! Whether you're a freelance writer, a freelance editor, a freelance front-end developer, or even a freelance balloon maker (no articles on that yet, sorry), you can use invoicing software to send professional looking invoices to your clients and get paid faster.

The rate that you charge for your freelancing services can vary, so it's important to get a grasp of market trends before sending your clients an invoice or quoting a price. Freelance rates can differ depending on experience level and industry. For example, the rate a freelance web developer charges may be different than that of a freelance graphic designer, because each freelancer specializes in a different area.