Invoice software 
that’s easy and free

Wave’s invoice software saves you time, gets you paid, and makes managing customer information stress-free.

A small business owner using Wave Invoicing software

Manage accounts receivable effortlessly

Powerful invoice management features.

Access all customer information in one place

You’ll always know who you need to communicate with and about what, so you can leave a great impression with customers.

Track payments and communications

From invoices to automated reminder emails, view your history with each customer for a clear picture of what to prioritize.

A small business owner reviewing received invoices via Wave

Get paid faster

Reliable, timely payments means better cash flow.

A flying letter representing fast payments by using Wave

Invoice on the go

Send invoices whenever and wherever you want with Wave’s free app for iOS and Android.

Instant notification

Know when an invoice is viewed, becomes due, or gets paid, so you can take the right actions to manage your cash flow. Set up invoice reminders to automatically email your customers when payment is due.

Accept payments online

Get paid in as fast as 2 business days, enhance your brand, and look more professional when you enable payments. Customers can click a Pay Now button on invoices and pay instantly by credit card, secure bank payment (ACH/EFT), or Apple Pay. You can accept credit cards and bank payments for as little as 1% per transaction.

A user of Wave Invoicing to get paid faster

I look at the dashboard and know how many invoices are on the way, when they should be paid, and the average time it takes someone to pay. It keeps me on track and takes a lot out of my hands.

Jasmine Fleming - Freelance Writer

Button up your business with professional invoices.

Start now

See all payments features

  • Simple fee structure with low rates and no hidden fees
  • All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
  • Compatible with Apple Pay
  • Get paid within 1 business day for credit card payments and 1-6 business days for bank payments (ACH/EFT)
  • Accept credit card payments over the phone, online, or in person
  • Set up recurring billing with automatic payments for your repeat customers
  • Bank-grade security for all online payments
  • Automate bookkeeping: payments connect seamlessly with our free accounting solution

Frequently Asked Questions

Is your software actually free?

Yes! Our invoicing, accounting, and US-only banking software is 100% free—no trials, subscriptions, or hidden fees.

What’s the catch—how does Wave make money?

Wave makes money through our optional, paid money management products. Depending on your business needs, you can choose to pay for online payment processing, payroll, and 1:1 advisors. This allows our core software—invoicing, accounting, and business banking (currently only available to sole proprietors in the US)—to always be free.

Do I need to enter my credit card details to sign up?

Put your wallet away. You won’t need to enter a credit card unless you want to use our payroll service. Just create your account and get started for free.

Do I need to install any software?

Wave is 100% web-based, so you just need an Internet connection and browser. You can, however, download and install our mobile invoicing app for iOS and Android.

Is my data secure?

Completely. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

Do you provide customer support?

We provide different levels of support for customers who use different parts of Wave. Full details on how Wave support works are available here.

Nothing beats that “payment received” feeling.

Show me the money