Invoice software for small business

Running your own business can be rewarding, but invoicing and chasing payments? Not so much. Wave’s small business invoicing software can help you set-up, send, and track invoices, simply. Manage your small business money with Wave!

Get started, 100% free
Get paid, save time

Send invoices, balance your books, and generate reports—all without paying a monthly bill. Offer flexible payment options to your clients, including online payments, credit cards, and bank transfers. Set up automated reminders and recurring invoices for your customers to save time chasing payments.

Design professional invoices in seconds

Don’t let new customers second-guess you based on a janky-looking invoice. Show off your brand’s professionalism and personality by adding your logo, branding, color scheme, and more. Unlike other accounting software solutions with customizable invoice templates, Wave invoicing is 100% free.

Wave to me is the right tool for multiple things. It replaced spreadsheets for tracking payments, invoice templates, even Terms & Conditions. It removes a lot of stress when you don't have to do everything yourself.

Brandon Curkan - The Content Eng

Beautiful invoices, 100% free.

Try Wave for free

Run your business with confidence

Wave’s invoicing software helps you ensure you’re getting paid for your hard work and maintaining a positive cash flow. Easily create and send professional invoices, with advanced features like recurring billing and automatic payments. Use invoicing software that’s specifically designed for small business owners like you.

Get started with no hassle

This isn't a demo or a 14-day free trial to get you hooke—it's actually free. Use Wave’s small business invoicing platform to send unlimited invoices without paying monthly fees. As your business evolves and grows, you can add additional features to support your growing needs, such as credit card processing, bank account connections, and even payroll services.

Know the second your invoice has been seen

Nothing wears on you like an unpaid invoice, right? With Wave, you can keep track of which clients have outstanding invoices. Set up automated follow-up emails and overdue notifications to clients that help you get paid quicker. Worry less about chasing payments and focus more on running your business.

Get paid like clockwork with recurring billing

Repeat business shouldn't mean creating the same invoices and chasing the same payments over and over again. You should be able to set it and forget it. Use Wave to create and schedule recurring invoices for regular clients. If you turn on the pre-authorized payments features, client payments will fall into your bank account, on time, every time.

Supercharge your business growth

Wave goes beyond just invoicing to support your small business journey. Wave’s accounting software and additional services can help take charge of your business and keep your hard-earned income safe as you grow your business. It only takes a few minutes to make your life easier with Wave.

Make it easy for customers to pay

Limited payment options can be an obstacle for your customers, so why not make it easy? Let customers pay whatever way they want—online via credit card, bank payment, or Apple Pay. Payments are integrated with your Wave invoice, automatically connect with your accounting records, and show up in your bank account in as little as two days.

Protect your money

You work hard to make your business a success. That’s why Wave uses both physical and digital protection to keep your money safe. Connect to your bank with read-only and 256-bit encryption. Wave is also PCI Level-1 certified, which is often necessary with third-party merchant service providers.

Access small business services

Don’t have an accountant? Want to eliminate business bookkeeping from your to-do list? Our in-house bookkeepers, tax professionals, and accounting coaches will keep you headed in the right direction during the year and compliant at tax time.

Beautiful invoices, 100% free.

Try Wave for free

Customers love Wave

4.4 out of 5 stars based on user reviews collected by G2Crowd as of Spring 2022.

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4.4 out of 5 stars

Frequently Asked Questions

Is your software actually free?

Yes! Our invoicing, accounting, and US-only banking software is 100% free—no trials, subscriptions, or hidden fees.

What’s the catch—how does Wave make money?

Wave makes money through our optional, paid money management products. Depending on your business needs, you can choose to pay for online payment processing, payroll, and 1:1 advisors. This allows our core software—invoicing, accounting, and business banking (currently only available to sole proprietors in the US)—to always be free.

Do I need to enter my credit card details to sign up?

Put your wallet away. You won’t need to enter a credit card unless you want to use our payroll service. Just create your account and get started for free.

Do I need to install any software?

Wave is 100% web-based, so you just need an Internet connection and browser. You can, however, download and install our mobile invoicing app for iOS and Android.

Is my data secure?

Completely. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

Do you provide customer support?

We provide different levels of support for customers who use different parts of Wave. Full details on how Wave support works are available here.

Easy-to-use, free accounting software for self-employed folks.

It takes only a few minutes to make your life easier with the right accounting software.