Payments / Credit card

Get paid faster with credit card payments

Accept credit cards on your invoices and get paid in just 2 days

Get started with Payments by Wave
Illustration of a credit card
Payments > Credit card

Get paid faster with credit card payments

Accept credit cards on your invoices and get paid in just 2 days

Get started with Payments by Wave
Illustration of a credit card

Payment processing may be unavailable

If your country isn't on our list, you can still use Wave's 100% free invoicing and accounting software to run your business better.

Get paid faster

Get paid in just 2 days, enhance your brand, and look more professional when you enable Payments by Wave. Accept credit card payments for 2.9% + 30¢ per transaction.

Get paid in just 2 days

Automatic payments

Get paid every month without lifting a finger. Customize invoice schedules for recurring customers and charge your clients’ cards automatically.

Invoice Scheduling

Safe and secure

Feel confident knowing your business and customer data are protected by 
the highest level of certified bank-grade 
security practices.

Payments Bank Secure

Priced right for small businesses

Unlimited invoicing, accounting, and expense tracking are included, 100% free.

2.9% + 30¢
per transaction

  • Get paid out in 2 business days
  • Customers pay by any major credit card right from your invoice
2.9% + 30¢
per transaction

  • Get paid out in 2 business days
  • Customers pay by any major credit card right from your invoice
1.4% + 20p
per transaction for European issued cards

2.9% + 20p
per transaction for non-European issued cards

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!
1.75% + 30¢
per transaction for Australian issued cards

2.9% + 30¢
per transaction for non-Australian issued cards

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!
2.9% + NZ$0.30
per transaction for all credit cards

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!
2.9% + CHF0.30
per transaction for all credit cards

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!
1.4% + €0.25
per transaction for European issued cards excluding VAT

2.9% + €0.25
per transaction for non-European issued cards excluding VAT

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!
1.4% + 1.80kr
per transaction for European issued cards

2.9% + 1.80kr
per transaction for non-European issued cards

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!
2.4% + 2kr
per transaction for European issued cards

2.9% + 2kr
per transaction for non-European issued cards

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!
3.4% + HK$2.35
per transaction for all credit cards

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!
3.4% + $0.50
per transaction for all credit cards

  • No hidden fees or monthly charges
  • Money transfers to your account in just 7 business days!

Speed up your cash flow with Payments by Wave

Even more ways to get paid: bank payments (ACH)

Make it easier for your customers to pay you right from their bank account. It’s included for you in Payments by Wave.

Xs Bank Payments Spot

Even more ways to get paid: bank payments (EFT)

Make it easier for your customers to pay you right from their bank account. It’s included for you in Payments by Wave.

Xs Bank Payments Spot
  • Online payments at low rates
  • No hidden fees
  • All major credit cards accepted: Visa, 
Visa Debit, Mastercard, Mastercard Debit, and American Express
  • Get paid within 2 business days
  • Accept credit card payments over the phone, online, or in person
  • Set up recurring billing with automatic payments for your repeat customers
  • Bank-grade security for all online payments
  • Automate bookkeeping: payments connect seamlessly with your Wave account
  • Online payments at low rates
  • No hidden fees
  • All major credit cards accepted: Visa, 
Visa Debit, Mastercard, Mastercard Debit, American Express and Discover
  • Get paid within 2 business days
  • Accept credit card payments over the phone, online, or in person
  • Set up recurring billing with automatic payments for your repeat customers
  • Bank-grade security for all online payments
  • Automate bookkeeping: payments connect seamlessly with your Wave account
Person holding a credit card

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