Track your income and expenses, painlessly
Tax season doesn't have to suck with Wave's accounting software.

Accounting software that works as hard as you do
- Simple, reliable, and secure
- Easily manage cash flow
- Be ready for tax time



Organized and stress-free small business accounting
Wave makes accounting as simple as possible.

Make tax time a breeze
When everything is neatly where it belongs, tax time is simple. Wave’s smart dashboard organizes your income, expenses, payments, and invoices.
We’re serious about security
Bank data connections are read-only and use 256-bit encryption. Servers are housed under physical and electronic protection. Wave is PCI Level-1 certified for handling credit card and bank account information.
Accountant-friendly software
Wave uses real, double-entry accounting software. Don’t know what that is? No sweat. Accountants do, and they’ll thank you for it.

When I signed up with Wave it was a no brainer. It's been one of the best decisions I've made when it comes to making sure my accounting is on point.
Frequently Asked Questions
Is your software actually free?
Yes! Our invoicing, accounting, and US-only banking software is 100% free—no trials, subscriptions, or hidden fees.
What’s the catch—how does Wave make money?
Wave makes money through our optional, paid money management products. Depending on your business needs, you can choose to pay for online payment processing, payroll, and 1:1 advisors. This allows our core software—invoicing, accounting, and business banking (currently only available to sole proprietors in the US)—to always be free.
Do I need to enter my credit card details to sign up?
Put your wallet away. You won’t need to enter a credit card unless you want to use our payroll service. Just create your account and get started for free.
Do I need to install any software?
Is my data secure?
Completely. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
Do you provide customer support?
We provide different levels of support for customers who use different parts of Wave. Full details on how Wave support works are available here.
Can I import my data from other accounting apps like Quickbooks?
Yes, switching is easy! See our step-by-step guide on how to make the switch here.
Can I set different account privileges for employees or my accountant?
Yes! Wave makes it easy to let other people help with your accounting. You can grant access to a trusted individual—an accountant, bookkeeper, tax preparer, or business partner, for example—by inviting that person to be a collaborator. See our step-by-step guide on how to invite collaborators here.
Does Wave work with my bank?
You can connect nearly 10,000 different bank and credit card accounts with Wave, so that your transactions import automatically to make your bookkeeping simple. Wave also has a special integration with RBC, making it possible to log into Wave right from your RBC Online Business Banking dashboard.