Why choose Zoho when Wave has everything small businesses need, all in one place?

Wave has been changing the way millions of small businesses and freelancers make money since 2010 with award-winning accounting software and financial services. No need to patch together different product bundles while worrying about having it all covered. Wave is free, easy to use and you can track and record all your business expenses and accounting all in one powerful, fully integrated accounting.

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Business Expense Tracking Free $9-$30/month
Unlimited invoicing Free $30/month
Unlimited vendors and customers Free $30/month
Invoice customization Free $9-$30/month
Unlimited bank connections Free $30/month
Add partners or accountant as collaborators Free $30/month, limited
Reports to help you run your business better Free $30/month
Apps for iOS and Android Free for iOS and Android $30/month
Scan receipts with your phone Free for iOS and Android $30/month
Credit card processing 2.9% + 30¢ per transaction (all credit cards) — No monthly fees, no monthly minimums, no hidden costs. $30/month and up, plus 2.9% to 3.4% + 30¢ per transaction, processed through third parties.

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Customers Love Wave

Rated 4.4 out of 5 stars by G2 Crowd
4.4 out of 5 stars

The ratings above are based on user reviews collected by G2Crowd as of June 2017.

Wave at a glance

income and expenses tracked
in invoices sent annually
Google Play Store
Entrepreneur’s dream. With Wave I dramatically improved my business this year. And now they have made it easy-peasy to send invoices and stay on top of my cash-in wherever and whenever. … I really appreciate how fast it is now to send an invoice (and get paid!) as soon as the contract is signed, product delivered, or service complete.
M.E. Google Play Store



Powerful, cloud-based accounting software that perfectly integrates with Wave’s suite of free tools to help you run your business better. Unlimited, secure and reliable bank connections, free of charge. Designed to be easy for freelancers and small business owners to use, while making accountants happy with robust reports and functionality.

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Wave makes accounting fast
Image of Wave's accounting dashboard


Professional, customizable invoices that are quick and easy to create. Send invoices on the go using Wave’s iOS and Android apps, which automatically sync to your accounting records so your bookkeeping is already done. Send unlimited recurring invoices to as many customers as you want—all free.

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Customizable invoice templates are part of the free software
Image of three invoice templates available in Wave


Flexible billing to suit any customer. Time-saving features like scheduled payment reminders and automatic credit card payments. Connects seamlessly with Wave’s free invoicing and accounting software, so you’ll always have the information you need in one place. Pay only 2.9% + 30¢ per transaction with no subscription fees or hidden charges.

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Send invoices and accept credit cards Send invoices and accept credit cards
Wave gets you paid and shows you the status

Connect your bank accounts, track income and expenses, stay organized, and send unlimited invoices, for $0.


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