Accounting, invoice and payments software

Wave's suite of free financial software makes running your business easier. Send invoices, track expenses, accept online payments and run payroll all in one place.

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Wave's award-winning financial software

Faster payments

Get paid 3x faster with online payments than with check. That’s great for cash flow, and your customers will love the convenience.

Increased sales

Sales grow when you accept cards. In one survey, 83% of small businesses that accepted credit cards saw increased sales.

Happy customers

Your customers don't want to pay with checks. Only 15% of purchases are made by check, and that number is going down. Bank payments are easy and online, with no credit card required.

Small Business owners love Wave

G2Growd Score of 4.4 out of 5
4.4 out of 5 stars

The ratings above are based on user reviews
collected by G2Crowd as of June 2017.


Wave at a glance

2.5M
customers
$180B
income and expenses tracked
$16B
in invoices sent annually
Kelvyn, KSDigital
My business is able to accept credit cards through my free accounting software from @WaveHQ and the charges are lower than PayPal.
Kelvyn, KSDigital

Features

More ways to get paid

Customers love the convenience of having different payment options. Add credit card payments to your invoices so you’ll get paid faster and make your customers happy.

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More ways to get paid

Low fees, no surprises

Pay only for the transactions you process—no hidden fees or monthly charges, with simple-to-understand fees: just 2.9% + 30¢ for credit card payments, and 1% per transaction for bank payments.

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Low fees, no surprises

Safe and secure

Our servers are protected physically and electronically. Any connection between you, Wave, and your bank or credit card company is protected by 256-bit SSL encryption. Payments by Wave is a PCI-DSS Level 1 Service Provider.

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Safe and secure

Get started with your free Wave account today

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