Accounting, invoice and payments software
Wave's suite of free financial software makes running your business easier. Send invoices, track expenses, accept online payments and run payroll all in one place.
Small Business owners love Wave
The ratings above are based on user reviews
collected by G2Crowd as of June 2017.
More ways to get paid
Customers love the convenience of having different payment options. Add credit card payments to your invoices so you’ll get paid faster and make your customers happy.
Low fees, no surprises
Pay only for the transactions you process—no hidden fees or monthly charges, with simple-to-understand fees: just 2.9% + 30¢ for credit card payments, and 1% per transaction, $1 minimum fee, for bank payments (ACH)(EFT).
Safe and secure
Our servers are protected physically and electronically. Any connection between you, Wave, and your bank or credit card company is protected by 256-bit SSL encryption. Payments by Wave is a PCI-DSS Level 1 Service Provider.
Frequently Answered Questions
These are the answers that our support team tell new customers everyday.
Yes really, no tricks! Our software is 100% free, no trials, no limitations and no hidden fees. Use it as much as you want, for as long as you want, we won’t charge a cent. Our free software includes invoicing, accounting and receipt scanning.
Wave makes money from financial services that make running your business faster. We offer payroll services in Canada and the U.S. at a super affordable price. We also allow businesses to accept payments online so you can get invoices paid fast; we charge a competitive 2.9% + 30¢ fee to process credit cards, and 1% for ACHEFT bank payments (where available).
Yes! We’re ready to answer all your questions with email support for all software (invoicing, accounting and receipt scanning). Live chat support is available for our paid financial services (Payments and Payroll).
Completely safe. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
We’ve got staying power. Wave has served over 3 million customers and tracked over $180 billion in income & expenses since 2010.
Wave is 100% web-based, so you just need an internet connection and browser.
You can, however, download and install our mobile invoicing and receipt scanning apps for iOS and Android.
Put your wallet away, you won’t need to enter in any credit card ever, unless you want to use our payroll service. Just create your account and get started for free.