Oooooh — you do personal finances, too!! I'm in love! ♥
Free personal finance software makes money easy
Know how you're doing financially, in seconds. How's that for a breath of fresh air?
Or, see the features.
100% free personal finance software that helps you stay on top of your income, expenses and investments, fast. Learn more.
Peace of mind, totally free
Get all these personal finance tools and more, alone or as part of your business accounting software
Set budgets with the click of a mouse, and see how you're doing day by day. Learn where your money really goes, so you can spend smarter and live better.
Forget about receipts and manually entering every item. Just connect your bank or credit card accounts, or upload an electronic statement. Transactions appear in Wave automatically.
Wave uses real-time stock data to update your portfolio's value minute by minute. Watch your net worth grow alongside your other assets, and track your net worth anytime, from anywhere.
Sometimes business and personal finances are hard to separate. With seamless integration with Wave’s business accounting tools, it’s easy to account for expenses that apply to both sides of your life.
See the full list of features Wave has to offer! Show me
Manage your money in Wave, and it stays free no matter how much you use it. And we're not just talking about a free trial. Our un-pricing is simple: Doing your personal finances in Wave is free, period.
Here's how we do it
When we say free, we actually mean free: You don't pay a thing for our free tools, no matter how much you use them. Not just a free trial. We mean simple, honest-to-goodness free.
Inside Wave, you'll see offers from companies like Amex, Staples, Dell, Moo and others. We call these our Business Savings. The companies offering Business Savings pay to have a presence in Wave, and that lets us provide awesome, innovative features to you for free. Pretty cool, huh? You get great offers that save you money, plus free online software from us.
We never share personal information, contact information, or financial data about individual Wave customers with the companies that offer Business Savings. Period. No exceptions. You'll never wind up on a 3rd party mailing list. Learn more.
Some services have built-in costs to us that we can't cover with our Business Savings. Paid tools in Wave are payroll and payments. We're proud to offer these with no-surprise, easy-to-understand pricing that makes them the best-built, best-value solutions on the market for small businesses.