Master your money, get on with your day.

100% free personal finance software that helps you stay on top of your income, expenses and investments, fast. Learn more.

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Free personal finance software makes money easy

Know how you're doing financially, in seconds. How's that for a breath of fresh air?

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Peace of mind, totally free

Get all these personal finance tools and more, alone or as part of your business accounting software

Budgeting software

Simple budgeting, easy to understand

Set budgets with the click of a mouse, and see how you're doing day by day. Learn where your money really goes, so you can spend smarter and live better.

Personal finance software

Cut clutter, save a ton of time

Forget about receipts and manually entering every item. Just connect your bank or credit card accounts, or upload an electronic statement. Transactions appear in Wave automatically.

Investment software

Track investments in real time

Wave uses real-time stock data to update your portfolio's value minute by minute. Watch your net worth grow alongside your other assets, and track your net worth anytime, from anywhere.

Personal and business finances, together

Sometimes business and personal finances are hard to separate. With seamless integration with Wave’s business accounting tools, it’s easy to account for expenses that apply to both sides of your life.

See the full list of features Wave has to offer! Show me

Pricing? We don't think so.

Free personal finance software? Yup!

Manage your money in Wave, and it stays free no matter how much you use it. And we're not just talking about a free trial. Our un-pricing is simple: Doing your personal finances in Wave is free, period.

Here's how we do it

100% free, not free-ish