Free financial software

Empowering small business owners every step of the way

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As an entrepreneur, your business is your passion

Our passion is to build a suite of products that work seamlessly together to simplify the lives of business owners like you.

A suite of products that work seamlessly together to simplify the lives of business owners like you.

Accounting

Free

Truly understand and manage your income and expenses. Track everything and connect to other Wave products such as payroll, payments, and invoicing. Everything is automated and in one perfect package.

More about accounting

Invoicing

Free

Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.

More about invoicing

Payments

Pay-per-use

Get paid in as fast as 2 business days, enhance your brand, and look more professional when you enable Payments by Wave. Accept credit cards and bank payments on your invoices for as little as 1% per transaction.

More about payments

Payroll

Monthly

Managing payroll can be tedious and time-consuming, but it doesn’t have to be. Run your payroll in minutes, with 100% guaranteed accuracy, and say goodbye to the unnecessary stress of payroll taxes.

More about payroll

Accounting

Free

Truly understand and manage your income and expenses. Everything is automated and in one perfect package.

More about accounting

Invoicing

Free

Every invoice paid is positive incoming revenue for your business. Wave enables you to easily create and send professional invoices, with advanced features like recurring billing and automatic payments.

More about invoicing

Have a trusted advisor by your side

Wave offers accounting coaching and bookkeeping services to help manage your finances. We call it Wave+.

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"Not only is Wave the best free small business accounting website, but it's one of the best online resources period for its target small business audience."
PC Mag

We believe in the grit, determination, and passion that’s in every entrepreneur

Be inspired by other Wavers who are pursuing their dreams and succeeding on their own terms.

Meet Wavers who are pursuing their dreams

Build skills. Get inspired. Empower yourself. It's all here.

Five Tips To Get Your Books In Order

Five tips to get your books under control fast

Lower your stress, build your confidence, and set yourself up for tax time with these five tips.
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Video: Bookkeeping doesn’t have to be scary

Manage your books, track income and expenses, and get paid all in one place with Wave.
Fearless Accounting Guide

Empower yourself with our Fearless Accounting Guide

Accounting doesn’t have to be scary. Our guide has pages of easy-to-follow tips and lessons to help you run your business with confidence.
Spot Community

Wave Community

Deepen your knowledge, share your ideas, and tell us what you think by joining discussions with other business owners.

Spot Support

Help Center

All the support tools you need in one place. Get the answers you need to successfully use Wave.

  • Is your software actually free?

    Yes really, no tricks! Our software is 100% free, no trials, no limitations, and no hidden fees. Use it as much as you want, for as long as you want, and we won’t charge a cent. Our free software includes invoicing, accounting, and receipt scanning.

  • What’s the catch? How does Wave make money?

    Wave makes money from financial services that make running your business faster. We offer payroll services in Canada and the U.S. at a super affordable price. We also allow businesses to accept payments online so you can get invoices paid faster; we charge a competitive 2.9% + 30¢ fee to process credit cards, and 1% for bank payments (where available).

  • Is my data safe?

    Completely safe. Our servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

  • Is Wave going to be around?

    We’ve got staying power. Wave has served over 3.5 million customers and tracked over $180 billion in income & expenses since 2010.

  • Do I need to install any software?

    Wave is 100% web-based, so you just need an internet connection and browser.

    You can, however, download and install our mobile invoicing and receipt scanning apps for iOS and Android.

  • Do I need to enter my credit card details to sign up?

    Put your wallet away, you won’t need to enter in any credit card ever, unless you want to use our payroll service. Just create your account and get started for free.